Y O U R WAY
Your future
Being a smart, motivated woman, you’ve
probably given your future some thought –
whether you want kids and what sort of
career you want. Go you, queen of foresight!
But have you thought about what your super’s
doing through all that? Maternity leave, your
chosen industry and even average lifespan
(five years longer than men!) all factor in,
meaning women often accumulate less super
than men. That might not mean much now,
but it’s bad news for future you.
It’s easy to get it sorted while it’s still
a small job, and it’ll be one less thing to
think about in the long run, as 31-year-old
Layla Lee, a Sydney lawyer, found out.
TELL US HOW SUPER MAKES YOU
FEEL SECURE ABOUT THE FUTURE
“I just don’t have the foresight and discipline
to save for my future. I like that my money
is put away and safe from my shopping
sprees. Also, I like that it’s being looked
after by people who have more financial
sense than I do!”
HOW DO YOU MANAGE YOUR SUPER?
“I ensure my super account is healthy and
consolidated into one spot. If and when I have
spare cash, I know that putting that into my
super will go a longer way in the long run
than sitting in my bank account stagnating.”New Year’s resolution to finally start being #responsible?
All you have to do is sort out your super. Resolution achieved!
For clear and simple financial advice and to learn
about managing your super, go to rest.com.au
How is this still happening in the
21st century? Make the super gap a
thing of the past with REST’s top tips
for setting yourself up for life:1
SIMPLIFY IT Many Australians
have multiple super funds...
which means multiple sets of fees.
Avoid this extra cost by combining
all your super funds together.2
TALK ABOUT IT It may not seem
like the hottest topic at brunch,
but you can figure it all out with your
friends and family, and win adulting
points while you’re at it. #responsible3
GET STRATEGIC If you think
you’ll take time off work to start
a family or travel, make personal
contributions to your super before,
during or after a career break so you
don’t miss out down the track.4
WORK THAT PAY RISE Salary set
to increase? Top up your super!
This way, you’ll be less likely to miss
it and will have it available to you
when you really need it.5
ASK AN EXPERT Maybe don’t
‘fake it ‘till you make it’ with your
livelihood. Your super is one of the
largest sums of money you’ll ever
have to manage, so it’s important you
make informed decisions about your
investments in retirement. REST
Advice Online allows members to seek
financial advice on your own terms in a
way and at a time that best suits you.43%
ON AVERAGE WOMEN EARN
43% LESS SUPER THAN MEN
REST Advice Online is provided by Adviser Network Pty Limited.
REST products are issued by REST. Go online for a PDS to consider before deciding.