Kiplinger’s Personal Finance — September 2017

2 KIPLINGER’S PERSONAL FINANCE^ 09/

CONTENTS

| LIVING |

64 CUT THE CORD Streaming services now of-

fer nearly all the channels you get with cable as

well as original content. PLUS: Packages for every

viewing profile for $60 or less.

70 TRAVEL Fly to Europe without the frills.

SIMON BRUTY

| INVESTING |

48 5 SUPER ETFS Each of these low-cost

exchange-traded funds is packed with stocks

designed to produce benchmark-beating returns.

56 ROBOS GET THE HUMAN TOUCH Online

investing services are hiring financial planners

to provide clients with personalized advice.

54 PRACTICAL INVESTING I add two bargains

to my portfolio, by KATHY KRISTOF.

60 INCOME INVESTING Why muni fears are

unfounded, by JEFFREY R. KOSNETT.

| AHEAD |

11 TOPIC A: Tracking down unclaimed assets...

Tips for home buyers in a hot market... Knight

Kiplinger on money and ethics.

18 MONEY SMART WOMEN Retiring? Maximize

your income, by JANET BODNAR.

20 OPENING SHOT Don’t outsource your

conscience, by JAMES K. GLASSMAN.

23 SUCCESS STORY Teaching skills for the

game of life, by PATRICIA MERTZ ESSWEIN.

24 YOUR MIND AND YOUR MONEY To s a v e

more, focus on the future, by ANNE KATES SMITH.

KIPLINGER’S PERSONAL FINANCE

FOUNDED 1947

VOL. 71 NO. 9

| IN EVERY ISSUE |

6 FROM THE EDITOR I’m passing the torch.

8 LETTERS Two cents on best banks.

72 THEN AND NOW Smart moves to focus

on family.

| MONEY |

26 HOW TO MAKE A MILLION The U.S. is now

home to a record number of millionaires. One of

our five paths to success could make you one, too.

35 I THWARTED ID THIEVES A Kiplinger editor

fights to protect his financial reputation. ON THE COVER: PHOTOGRAPH BY DAVID ARKY

38 HOW TO PAY FOR COLLEGE Start early and

make investing in a 529 college-savings program

part of the plan. PLUS: Pick the 529 plan that

matches your goals and investing style (43).

37 ASK KIM Why umbrella insurance makes

sense, by KIMBERLY LANKFORD.

46 BANKING Yields rise on online savings

accounts.

■ JESSICA MOSELEY TURNED

A FAMILY BUSINESS INTO A

MILLION-DOLLAR ENTERPRISE

SERVING THE HEARING- AND

SIGHT-IMPAIRED (PAGE 26).

55 MORE ABOUT INVESTING When your

target-date fund hits the target (55). News of

the Kiplinger 25 (61). Amazon starts a food fight

(62). Mutual fund rankings (63).