Credit cards are daily payment tools for many
Americans, but yours probably also has
unintended tactical uses you never thought of,
such as slicing open birthday card envelopes
your grandparents send.
Of course, credit cards offer convenience, and
some also feature perks such as an interest-free
period or rewards, the points or miles earned on
spending. And if you pay your bill diligently — in
full and on time each month — credit cards help
build your credit rating.
But that’s the usual stuff. Many credit card
accounts — and the cards themselves — can be
used in strategic and sometimes surprising ways
to improve your life.
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