APR is fixed for the life of the loan. Lower rates with shorter loan terms are
also available. Rates are accurate as of May 22, 2015. See our website for
current rates and terms for financing Live-Aboards, older boats and loan
amounts below $25,000.4.12%4.79%Essex Credit, a division of Bank of the West,
has affordable boat loan options that can
help you get out on the water quickly. Our
experienced consultants make getting
your loan easy and stress-free, so you can
look forward to what’s really important
— enjoying your boat. Changing market
conditions can affect rates, so act now to
take advantage of our low APRs.
Apply online today.
(866) 377-3948
Loan Amount APR* as low as Refinance
—
New or Used Purchase
From a Dealer or Individual Seller
—
Purchase Locally or Cross-Country$50,000+$25,000–$49,999NEW - USED - REFINANCEDIVE IN TO A
LOW-INTEREST
BOAT LOAN.
APR is fixed for the life of the loan. Lower rates with shorter loan terms are
also available. Rates are accurate as of March 14, 2018. See our website for
current rates and terms, as well as financing for Live-Aboards and loan
amounts below $25,000.Member FDIC. Equal Housing Lender. © 2018 Bank of the West. NMLS ID# 19116.*Estimated APR (Annual Percentage Rate). Subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may
apply. APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days after the loan is approved. APRs may vary with
loan term. Boat must be 1998 model year or newer; for boat model year 1998 to 2007, add .25% to above rate. Maximum loan to value is based on FICO score; and
NADA base wholesale with adds or 80% of BUC low retail. Maximum loan term based on loan amount. Other rates with different loan terms are available. Example
of a recreational use Boat loan: A 10 year fixed-rate $65,000 loan. Based on an APR of 5.19%, this loan has 120 monthly payments of $695.48 each.Photo courtesy of Sunsail and Randy Lincks.5.19%5.79%WE ALSO OFFER: Live-Aboard fi nancing I Loans for part- and full-time charters