STOCKING UP ON
LIGHT BULBS ...15
Compared with
incandescent
bulbs, LED bulbs last far
longer and use about
75 percent less energy,
which translates directly
into smaller electric bills.
The latest generation of
energy-saving bulbs give
off excellent light and fire
up quickly. The best bar-
gain bulb, according to
businessinsider.com, is
the TCP 9W LED 60 Watt
Equivalent A19 Non-
Dimmable Light Bulb,
which costs about $2.FILING ALL YOUR
BILLS ...13
Sure, you’d like
to skip the bills
altogether, but getting
statements electronically
instead of on paper means
you’ll have less clutter and
therefore will spend less
time sorting, filing, and
shredding. Some compa-
nies will even give you a
financial bonus or dis-
count for going paperless.
Ask your bank, utilities,
and credit card issuers
whether they’ll pay
you to sign up for
e-statements and auto-
matic payments, which
save you even more time.... AND PAYING
THEM BY CHECK14
If you’re going
paperless with
statements, why not do
the same with payments?
Most banks offer online
bill-paying options, or
you can pay companies
directly. State-of-the-art
encryption technology
should keep your
personal information safe,
as long as you use a
secure Internet network
(not public Wi-Fi).rd.com 83CARRYING A HEAVY KEY CHAIN
12
Take any extra keys and doodads
off your key chain. The weight can
wear on your ignition (assuming you
still have a car with a key ignition)
and cause it to stall. In fact,
millions of General Motors cars were recalled for
this problem, and that was the first advice
owners received.