- 1.^12345612345678123456712345 passwordiloveyouqwerty (^111111123456789123123)
data breaches last year by KDFNHGSDVVZRUGVRIʰʮʯʷPasswordsAre you using any of these SDVVZRUGV"8KRK7KHVHare the most commonly The 10 WEDVHGRQDQDQDO\VLVRI˽YHmillion passwords that were leaked online and found in 6SODVKGDWDDSDVVZRUGorst
management company.
Periscopeweekto-figure-out sequence, as her per-sonal identification number.lar case in the U.S. and think the risk to Cybersecurity experts told they have never heard of a simi-News- MONEY
American consumers is slim to none nels to target mortgages, student loans, liability under the Fair Credit Billing and Electronic Fund Transfer Acts. But while the law will help protect you if thanks to federal protections limiting growing numcar loans and other types of financial looking beyond these classic chan-your debit or credit card is hacked, a ber of fraudsters are
Phishers, and Identity ThievesYourself in a World Full of Scammers, case basis, says Adam Levin, a cyber credit cards have, leading companies to determaccounts, Javelin found. And these accounts lack the same clearly defined security and identify fraud expert and author of consumer protections that debit and ine liability on a case-by-Swiped: How to Protect.
“password” as a password and follow Think memorable, not complexprevent hackers from accessing your accounts, which could leave you with a timthese seven rules instead.words and PINs are strong enough to expensive mHow do you know if your pass-e-consumess to clean up? Drop ing and potentially
randomBut that advice only works if you’re For years, the standard advice about those characters—password too difficult to remember. people avoid because it mcharacters (such as &, %, $ and *). include a mcreating secure passwords was to case letters, numly selecting and ordering ix of upper- and lower bers and special something makes the ost
Even folks who do opt for passwords remthat are tougher for others to discern often take shortcuts to help them ember, like adding “123” at the
predictable patterns that make those dropped the advice about having a logins less secure.mendation instead: Think of a pass-of Science and Technology (NIST) has end, which leads, ironically, to easily complex mix of characters from its safety guidelines. Its latest recomword more as a passphrase, says Curtis That’s why the National Institute -
Center for Internet Security.to create a unique set of characters Cartoonist Randall Mfour or five disassociated words, such as “hail mongoose rubber grandma” Dukes, executive vice president of the that will be easy for you to recall but hard for someone to crack, says Levin. of the popular webcomic xkcd, which Try, for example, stringing together unroe, creator
explores technology, math and other topics, illustrated the idea in a pop-ular installment, pointing out that
12 NEWSWEEK.COM
hacked in less than three days because staple” would take 550 years.it contains predictable capitalization, special character placemwords seemnumerical substitutions for letters but a password like “correct horse battery the password “Tr0ub4dor&3” can be using the first letter of each word in If memorizing a list of random s too challenging, try ent and
“Yeah, I’m gonna take my horse to the a line or two of your favourite song or quote. Say, for instance, you’re a fan of last year’s chart-topping “Old Town Road” by Lil Nas X, which begins: old town road. I’mcan’t no more.” Using the first letter gonna ride ‘til I
FEBRUARY 28, 2020
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