The Wall Street Journal - 31.07.2019

(ff) #1

B10| Wednesday, July 31, 2019 THE WALL STREET JOURNAL.


Metal & Petroleum Futures
Contract Open
Open High hi lo Low Settle Chg interest
Copper-High(CMX) -25,000 lbs.; $ per lb.
Aug 2.7145 2.7195 2.6680 2.6705–0.0405 3,718
Sept 2.7185 2.7265 2.6750 2.6785–0.0390 148,356
Gold(CMX) -100 troy oz.; $ per troy oz.
Aug 1426.30 1433.90 1422.10 1429.70 9.30 40,213
Oct 1433.40 1439.70 1429.00 1435.80 8.60 41,687
Dec 1439.50 1445.70 1434.80 1441.80 8.50 400,758
Feb'20 1443.40 1450.10 1442.70 1448.00 8.50 48,624
April 1448.40 1455.10 1446.70 1453.00 8.50 16,548
June 1453.30 1461.50 1451.30 1457.70 8.50 15,313
Palladium(NYM) - 50 troy oz.; $ per troy oz.
Aug ... ... ... 1503.90–44.70
Sept 1553.20 1554.70 1505.20 1509.10–44.70 22,607
Dec 1552.70 1552.70 1504.90 1508.10–44.60 2,870
March'20 1510.90 1510.90 1510.90 1504.50–43.60 292
June 1536.00 1536.00 1536.00 1492.40–43.60 3
Platinum(NYM) -50 troy oz.; $ per troy oz.
Aug 880.70 883.80s 874.50 869.80 –7.00 132
Oct 884.90 886.50 871.80 872.60 –9.30 71,734
Silver(CMX) -5,000 troy oz.; $ per troy oz.
Aug 16.370 16.550 16.360 16.495 0.122 1,005
Sept 16.500 16.640 16.425 16.558 0.118 158,008
Crude Oil, Light Sweet(NYM) -1,000 bbls.; $ per bbl.
Sept 57.07 58.47 56.96 58.05 1.18 411,795
Oct 57.07 58.51 57.05 58.11 1.15 186,952
Nov 57.20 58.51 57.09 58.11 1.10 141,469
Dec 57.13 58.39 57.00 58.00 1.03 289,796
June'20 55.89 56.67 55.67 56.41 0.74 146,707
Dec 54.50 55.14 54.32 54.91 0.54 161,435
NY Harbor ULSD(NYM) -42,000 gal.; $ per gal.
Aug 1.9170 1.9550 1.9114 1.9440 .0334 12,951
Sept 1.9219 1.9651 1.9211 1.9526 .0323 137,107
Gasoline-NY RBOB(NYM) -42,000 gal.; $ per gal.
Aug 1.8727 1.9067 1.8646 1.8969 .0335 15,425
Sept 1.8222 1.8589 1.8176 1.8460 .0307 128,437
Natural Gas(NYM) -10,000 MMBtu.; $ per MMBtu.
Sept 2.116 2.142 2.107 2.137 .021 467,120
Oct 2.135 2.165 2.130 2.160 .021 175,108
Nov 2.230 2.258 t 2.223 2.252 .019 131,408
Dec 2.429 2.454 2.420 2.447 .020 124,106
Jan'20 2.555 2.580 t 2.546 2.574 .019 107,746
March 2.458 2.484 2.451 2.478 .019 68,204


Futures Contracts Open High hiloContractLow Settle Chg interestOpen Open High hiloContractLow Settle Chg interestOpen Open High hiloContractLow Settle Chg interestOpen


Agriculture Futures
Corn(CBT) -5,000 bu.; cents per bu.
Sept 417.00 417.00 410.25 411.25 –5.75 494,041
Dec 426.75 426.75 419.75 421.00 –6.00 752,387
Oats(CBT) -5,000 bu.; cents per bu.
Sept 259.00 260.25 t 256.00 257.50 –1.25 1,026
Dec 264.75 265.25 262.00 263.75 –.50 3,513
Soybeans(CBT) -5,000 bu.; cents per bu.
Aug 884.75 887.00 871.50 878.75 –7.00 21,624
Nov 903.50 905.25 889.50 896.75 –7.50 320,137
Soybean Meal(CBT) -100 tons; $ per ton.
Aug 303.40 304.20 299.80 300.30 –3.90 12,993
Dec 310.90 311.60 306.90 307.70 –3.80 185,137
Soybean Oil(CBT) -60,000 lbs.; cents per lb.
Aug 28.49 28.57 28.15 28.31 –.12 11,684
Dec 29.02 29.11 28.69 28.83 –.14 209,492
Rough Rice(CBT) -2,000 cwt.; $ per cwt.
Sept 1229.50 1233.50 1208.00 1209.50–21.50 7,646
Nov 1246.00 1251.00 1226.00 1229.50–20.00 1,074
Wheat(CBT) -5,000 bu.; cents per bu.
Sept 502.25 503.25 495.00 497.25 –6.25 168,416
Dec 507.50 508.50 501.00 503.00 –5.50 119,710
Wheat(KC) -5,000 bu.; cents per bu.
Sept 434.50 436.00 430.00 433.50 –3.00 150,212
Dec 451.25 453.50 447.25 451.00 –3.00 80,003
Cattle-Feeder(CME) -50,000 lbs.; cents per lb.
Aug 142.325 143.750 141.225 143.100 .800 9,832
Sept 142.750 144.675 141.675 144.050 1.225 13,951
Cattle-Live(CME) -40,000 lbs.; cents per lb.
Aug 108.500 108.550 107.500 108.100 –.550 34,365
Oct 109.200 109.325 108.075 109.075 –.375 155,027
Hogs-Lean(CME) -40,000 lbs.; cents per lb.
Aug 84.800 84.800 82.100 82.300–2.125 21,600
Oct 76.750 76.750 73.025 74.000–2.450 102,458
Lumber(CME) -110,000 bd. ft., $ per 1,000 bd. ft.
Sept 335.90 354.70 333.70 349.00 13.20 2,150
Nov 337.10 355.00 336.70 347.30 8.60 493
Milk(CME) -200,000 lbs., cents per lb.
July 17.48 17.50s 17.48 17.50 .03 3,933
Aug 17.65 17.66 17.45 17.47 –.14 3,415
Cocoa(ICE-US) -10 metric tons; $ per ton.
Sept 2,383 2,406 2,361 2,379 –4 84,011

Dec 2,435 2,453 2,410 2,427 –7 79,178
Coffee(ICE-US) -37,500 lbs.; cents per lb.
Sept 101.05 101.15 98.80 99.50 –1.65 110,887
Dec 104.85 104.85 102.35 103.10 –1.65 72,100
Sugar-World(ICE-US) -112,000 lbs.; cents per lb.
Oct 12.07 12.30 12.05 12.15 .08 493,258
March'20 13.05 13.25 13.04 13.12 .07 265,544
Sugar-Domestic(ICE-US) -112,000 lbs.; cents per lb.
Sept 25.55 25.55 t 25.55 25.55 ... 2,719
Nov 25.80 25.80 t 25.80 25.80 ... 3,195
Cotton(ICE-US) -50,000 lbs.; cents per lb.
Oct 63.84 63.84 63.00 62.87 –.90 238
Dec 63.92 64.20 62.84 63.36 –.85 136,497
Orange Juice(ICE-US) -15,000 lbs.; cents per lb.
Sept 102.60 103.85 102.10 102.35 .65 14,690
Nov 105.80 106.20 105.00 105.10 .80 2,590
Interest Rate Futures
Ultra Treasury Bonds(CBT) - $100,000; pts 32nds of 100%
Sept 175-220 176-150 175-170 175-240 –5.01,157,707
Dec 176-020 176-290 176-020 176-090 –5.0 3,124
Treasury Bonds(CBT) -$100,000; pts 32nds of 100%
Sept 154-200 155-030 154-140 154-200 –5.0 920,818
Dec 153-290 154-100 153-220 153-280 –5.0 10,723
Treasury Notes(CBT) -$100,000; pts 32nds of 100%
Sept 127-115 127-175 127-075 127-110 –3.53,807,047
Dec 127-255 127-315 127-215 127-250 –3.5 99,404
5 Yr. Treasury Notes(CBT) -$100,000; pts 32nds of 100%
Sept 117-195 117-237 117-180 117-197 –2.04,363,771
Dec 117-317 118-017 117-277 117-297 –2.0 150,698
2 Yr. Treasury Notes(CBT) -$200,000; pts 32nds of 100%
Sept 107-087 107-102 107-083 107-093 ...3,607,457
Dec 107-157 107-164 107-146 107-153 –.2 131,457
30 Day Federal Funds(CBT) -$5,000,000; 100 - daily avg.
July 97.5950 97.5975 97.5950 97.5950 .0000 298,788
Aug 97.8975 97.9025 97.8875 97.8925–.0075 578,681
10 Yr. Del. Int. Rate Swaps(CBT) -$100,000; pts 32nds of 100%
Sept 109-135 109-170 109-070 109-110 –.5 22,292
Eurodollar(CME) -$1,000,000; pts of 100%
Aug 97.7900 97.8100 97.7900 97.7925–.0075 341,350
Sept 97.8350 97.8500 97.8200 97.8300–.01501,413,705
Dec 97.9250 97.9350 97.9050 97.9150–.01001,814,594
March'20 98.1500 98.1750 98.1400 98.1600 ...1,211,987
Currency Futures
Japanese Yen(CME) -¥12,500,000; $ per 100¥
Aug .9219 .9226 .9200 .9222 .0016 1,039

Sept .9221 .9253 .9211 .9241 .0016 133,714
Canadian Dollar(CME) -CAD 100,000; $ per CAD
Aug .7596 .7611 .7589 .7606 .0006 917
Sept .7605 .7616 .7588 .7611 .0006 173,192
British Pound(CME) -£62,500; $ per £
Aug 1.2200 1.2231 t 1.2134 1.2174–.0062 1,118
Sept 1.2248 1.2254 t 1.2147 1.2190–.0062 268,360
Swiss Franc(CME) -CHF 125,000; $ per CHF
Sept 1.0127 1.0154 1.0121 1.0141 .0010 56,976
Dec 1.0214 1.0233 1.0205 1.0224 .0010 53
Australian Dollar(CME) -AUD 100,000; $ per AUD
Aug .6890 .6890 .6878 .6879–.0027 879
Sept .6911 .6919 .6880 .6886–.0027 157,321
Mexican Peso(CME) -MXN 500,000; $ per MXN
Aug .05229 .05197 .05197 .05227–.00001 1
Sept .05205 .05218 .05195 .05203–.00001 220,784
Euro(CME) -€125,000; $ per €
Aug 1.1164 1.1168 1.1157 1.1175 .0009 1,048
Sept 1.1187 1.1204 1.1175 1.1199 .0009 544,448

Index Futures
Mini DJ Industrial Average(CBT) -$5 x index
Sept 27218 27252 27042 27164 –34 99,267
Dec 27218 27242 27042 27162 –30 405
S&P 500 Index(CME) -$250 x index
Sept 3026.00 3027.00 3002.00 3012.30 –9.50 30,916
Mini S&P 500(CME) -$50 x index
Sept 3022.25 3027.50 3001.50 3012.30 –9.502,590,697
Dec 3025.00 3030.00 3004.50 3015.00 –9.75 42,504
Mini S&P Midcap 400(CME) -$100 x index
Sept 1976.10 1990.60 1959.80 1989.40 12.80 66,383
Dec ... 1990.40 1964.10 1992.30 12.80 103
Mini Nasdaq 100(CME) -$20 x index
Sept 8004.3 8020.0 7928.3 7963.3 –38.0 226,641
Dec 8028.0 8042.0 7953.0 7986.5 –38.0 1,202
Mini Russell 2000(CME) -$50 x index
Sept 1572.80 1589.40 1557.40 1587.40 16.30 438,635
Mini Russell 1000(CME) -$50 x index
Sept 1664.20 1673.10 1663.50 1670.00 –4.20 8,647
U.S. Dollar Index(ICE-US) -$1,000 x index
Sept 97.84 97.96s 97.77 97.83 .02 53,149
Dec 97.37 97.49s 97.32 97.33 .01 1,466

Source: FactSet

Tuesday
Platinum,Engelhard fabricated 980.0
Palladium,Engelhard industrial 1553.0
Palladium,Engelhard fabricated 1653.0
Aluminum, LME, $ per metric ton *1774.5
Copper,Comex spot 2.6705
Iron Ore, 62% Fe CFR China-s 121.2
Shredded Scrap, US Midwest-s,m 259
Steel, HRC USA, FOB Midwest Mill-s 598
Fibers and Textiles
Burlap,10-oz,40-inch NY yd-n,w 0.5300
Cotton,1 1/16 std lw-mdMphs-u 0.5862
Cotlook 'A' Index-t *75.85
Hides,hvy native steers piece fob-u n.a.
Wool,64s,staple,Terr del-u,w n.a.
Grains and Feeds
Barley,top-quality Mnpls-u n.a.
Bran,wheat middlings, KC-u 75
Corn,No. 2 yellow,Cent IL-bp,u 4.1000
Corn gluten feed,Midwest-u,w 104.6
Corn gluten meal,Midwest-u,w 365.6
Cottonseed meal-u,w 220
Hominy feed,Cent IL-u,w 95
Meat-bonemeal,50% pro Mnpls-u,w 210
Oats,No.2 milling,Mnpls-u 3.0150
Rice, Long Grain Milled, No. 2 AR-u,w 24.13
Sorghum,(Milo) No.2 Gulf-u 7.0713
SoybeanMeal,Cent IL,rail,ton48%-u 304.80
Soybeans,No.1 yllw IL-bp,u 8.5750
Wheat,Spring14%-pro Mnpls-u 6.2375

Tuesday
Wheat,No.2 soft red,St.Louis-bp,u 4.8200
Wheat - Hard - KC (USDA) $ per bu-u 4.4100
Wheat,No.1soft white,Portld,OR-u 5.9750
Food
Beef,carcass equiv. index
choice 1-3,600-900 lbs.-u 188.69
select 1-3,600-900 lbs.-u 165.43
Broilers, National comp wtd. avg.-u,w 0.8621
Butter,AA Chicago 2.3275
Cheddar cheese,bbl,Chicago 172.25
Cheddar cheese,blk,Chicago 182.00
Milk,Nonfat dry,Chicago lb. 103.75
Coffee,Brazilian,Comp 1.0141
Coffee,Colombian, NY 1.3396
Eggs,large white,Chicago-u 0.4250
Flour,hard winter KC 14.00
Hams,17-20 lbs,Mid-US fob-u n.a.
Hogs,Iowa-So. Minnesota-u 78.26
Pork bellies,12-14 lb MidUS-u 1.2267
Pork loins,13-19 lb MidUS-u 0.9773
Steers,Tex.-Okla. Choice-u n.a.
Steers,feeder,Okla. City-u,w 156.75
Fats and Oils
Corn oil,crude wet/dry mill wtd. avg.-u,w 27.6100
Grease,choice white,Chicago-h 0.2900
Lard,Chicago-u n.a.
Soybean oil,crude;Centl IL-u 0.2794
Tallow,bleach;Chicago-h 0.3138
Tallow,edible,Chicago-u n.a.

KEY TO CODES: A=ask; B=bid; BP=country elevator bids to producers; C=corrected; E=Manfra,Tordella & Brooks; G=ICE; H=American Commodities Brokerage Co;
M=monthly; N=nominal; n.a.=not quoted or not available; R=SNL Energy; S=Platts-TSI; T=Cotlook Limited; U=USDA; W=weekly, Z=not quoted. *Data as of 7/29
Source: WSJ Market Data Group


Cash Prices Tuesday, July 30, 2019


These prices reflect buying and selling of a variety of actual or “physical” commodities in the marketplace—
separate from the futures price on an exchange, which reflects what the commodity might be worth in future
months.
Tuesday
Energy
Coal,C.Aplc.,12500Btu,1.2SO2-r,w 65.550
Coal,PwdrRvrBsn,8800Btu,0.8SO2-r,w 12.100


Metals

Gold, per troy oz
Engelhard industrial 1433.08
Engelhard fabricated 1540.56
Handy & Harman base 1425.90
Handy & Harman fabricated 1582.75
LBMA Gold Price AM *1418.95*
LBMA Gold Price PM
1419.05
Krugerrand,wholesale-e
1486.58
Maple Leaf-e
1500.87
American Eagle-e
1500.87
Mexican peso-e
1731.43
Austria crown-e
1404.10
Austria phil-e
1500.87
Silver, troy oz.
Engelhard industrial
16.5500
Engelhard fabricated
19.8600
Handy & Harman base
16.5200
Handy & Harman fabricated
20.6500
LBMA spot price £13.3100
(U.S.$ equivalent)
16.3900
Coins,wholesale $1,000 face-a
12289
Other metals**
LBMA Platinum Price PM *869.0
Platinum,Engelhard industrial 880.0


| WSJ.com/commodities


Global Government Bonds: Mapping Yields
Yields and spreads over or under U.S. Treasurys on benchmark two-year and 10-year government bonds in
selected other countries; arrows indicate whether the yield rose(s) or fell (t) in the latest session
Country/ Yield (%) Spread Under/Over U.S. Treasurys, in basis points
Coupon (%) Maturity, in years Latest(l)-2-101234Previous Month ago Year ago Latest Prev Year ago
1.750 U.S. 2 1.850t l 1.862 1.753 2.665
2.375 10 2.063t l 2.066 2.006 2.975
5.750 Australia 2 0.860t l 0.872 0.987 2.069 -99.0 -99.0 -59.6
3.250 10 1.216t l 1.222 1.335 2.662 -84.7 -84.5 -31.3
0.000 France 2 -0.680t l -0.678 -0.678 -0.392 -252.9 -254.0 -305.8
0.500 10 -0.141t l -0.136 -0.004 0.751 -220.3 -220.2 -222.4
0.000 Germany 2 -0.753s l -0.761 -0.752 -0.582 -260.3 -262.3 -324.7
0.000 10 -0.396t l -0.388 -0.324 0.449 -245.9 -245.5 -252.7
0.050 Italy 2 0.009s l -0.004 0.217 0.795 -184.1 -186.5 -187.0
3.000 10 1.585s l 1.580 2.090 2.790 -47.8 -48.6 -18.5
0.100 Japan 2 -0.211t l -0.211 -0.222 -0.115 -206.1 -207.2 -278.1
0.100^10 -0.151t l -0.146 -0.162 0.104 -221.4 -221.2 -287.1
0.750 Spain 2 -0.491s l -0.499 -0.418 -0.312 -234.1 -236.1 -297.8
0.600 10 0.354t l 0.361 0.393 1.366 -170.8 -170.5 -160.9
2.000 U.K. 2 0.509t l 0.511 0.687 0.778 -134.1 -135.1 -188.8
1.625 10 0.637t l 0.657 0.833 1.346 -142.6 -141.0 -163.0
Source: Tullett Prebon

Corporate Debt
Price moves by a company's debt in the credit markets sometimes mirror and sometimes anticipate, moves in
that same company’s share price.
Investment-grade spreads that tightened the most...
Spread*, in basis points Stock Performance
Issuer SymbolCoupon (%) Maturity Current One-day change Last week Close ($) % chg
BB&T BBT 3.050 June 20, ’22 39 –13 56 51.39 0.37
Caterpillar Financial Services CAT 1.700 Aug. 9, ’21 27 –11 n.a. ... ...
JPMorgan Chase JPM 5.150 May 1, ’49 245 –10 241 115.59 –0.22
Cardinal Health CAH 3.500 Nov. 15, ’24 121 –9 127 46.41 1.31
General Electric GE 5.000 Jan. 21, ’49 259 –9 256 10.52 1.35
TransCanada Pipelines TRPCN 4.625 March 1, ’34 153 –9 n.a. ... ...
AutoNation AN 3.500 Nov. 15, ’24 146 –8 158 48.65 –0.65
Daimler Finance North AmericaDAIGR 3.750 Nov. 5, ’21 53 –8 n.a. ... ...
...And spreads that widened the most
Royal Bank of Scotland RBS 8.625 Aug. 15, ’49 270 32 205 5.46 –3.87
Mylan MYL 4.550 April 15, ’28 186 25 293 21.43 3.13
Barclays BACR 8.000 June 15, ’49 427 23 406 ... ...
Parker–Hannifin PH 3.250 June 14, ’29 94 21 76 176.80 2.32
FirstEnergy Solutions FE 6.800 Aug. 15, ’39 482 17 450 ... ...
Bayer US Finance II BAYNGR 3.875 Dec. 15, ’23 127 15 117 ... ...
Bank of Montreal BMO 1.900 Aug. 27, ’21 33 14 40 75.75 –0.53
Comcast CMCSA 2.350 Jan. 15, ’27 69 12 70 44.08 –0.34
High-yield issues with the biggest price increases...
Bond Price as % of face value Stock Performance
Issuer Symbol Coupon (%) Maturity Current One-day change Last week Close ($) % chg
First Quantum Minerals FMCN 7.500 April 1, ’25 100.375 3.88 96.845 ... ...
Goodyear Tire & Rubber GT 5.000 May 31, ’26 101.732 1.91 99.900 13.92 0.65
Chesapeake Energy CHK 8.000 June 15, ’27 78.500 1.75 79.438 1.80 9.76
Nabors Industries NBR 5.500 Jan. 15, ’23 93.230 1.73 91.375 2.72 29.52
Ensco Rowan ESV 4.500 Oct. 1, ’24 73.000 1.50 72.500 ... ...
Intelsat Luxembourg S.A. INTEL 8.125 June 1, ’23 80.750 1.50 78.750 ... ...
Oasis Petroleum OAS 6.250 May 1, ’26 94.000 1.50 93.500 4.89 10.38
Range Resources RRC 5.000 March 15, ’23 88.250 1.50 89.500 5.57 16.53
...And with the biggest price decreases
Envision Healthcare EVHC 8.750 Oct. 15, ’26 71.250 –2.25 72.500 ... ...
McDermott 1 MDR 10.625 May 1, ’24 78.750 –2.25 95.625 6.52 –35.32
Lloyds Bank LLOYDS 12.000 Dec. 16, ’49 122.350 –2.15 122.260 ... ...
DISH DBS DISH 7.750 July 1, ’26 99.000 –2.03 100.125 ... ...
Global Marine GLBMRN 7.000 June 1, ’28 98.250 –1.75 n.a. ... ...
Realogy RLGY 9.375 April 1, ’27 86.250 –1.50 89.490 5.23 5.44
Jaguar Land Rover AutomotiveTTMTIN 4.500 Oct. 1, ’27 79.880 –1.37 81.000 ... ...
MPH Acquisition Holdings MLTPLN 7.125 June 1, ’24 96.750 –1.13 96.262 ... ...
*Estimated spread over 2-year, 3-year, 5-year, 10-year or 30-year hot-run Treasury; 100 basis points=one percentage pt.; change in spread shown is for Z-spread.
Note: Data are for the most active issue of bonds with maturities of two years or more
Sources: MarketAxess Corporate BondTicker; Dow Jones Market Data

Broad Market Bloomberg Barclays
2073.35 6.2 U.S. Aggregate 2.5302.4503.660
U.S. Corporate Indexes Bloomberg Barclays
3016.60 10.2 U.S. Corporate 3.1703.1104.370
2812.72 7.3 Intermediate 2.7702.7104.060
4262.90 16.3 Long term 3.9503.8805.050
616.45 7.4 Double-A-rated 2.6102.5603.740
791.25 11.3 Triple-B-rated 3.4803.4304.720
High Yield Bonds ICE Data Services
n.a. n.a. High Yield Constrainedn.a.n.a.n.a.
n.a. n.a. Triple-C-rated n.a.n.a.n.a.
n.a. n.a. High Yield 100 n.a.n.a.n.a.
n.a. n.a. Global High Yield Constrainedn.a.n.a.n.a.
n.a. n.a. Europe High Yield Constrainedn.a.n.a.n.a.
U.S Agency Bloomberg Barclays
1734.36 4.1 U.S Agency 2.1302.0603.210
1537.68 3.1 10-20 years 2.0201.9403.110
3675.53 8.7 20-plus years 2.6302.5303.700
2640.52 7.8 Yankee 2.8902.8404.050

Bonds | WSJ.com/bonds


Tracking Bond Benchmarks
Return on investment and spreads over Treasurys and/or yields paid to investors compared with 52-week
highs and lows for different types of bonds
Total
return YTD total Yield (%)
close return (%) Index Latest Low High

*Constrained indexes limit individual issuer concentrations to 2%; the High Yield 100 are the 100 largest bonds † In local currency § Euro-zone bonds
** EMBI Global Index Sources: ICE Data Services; Bloomberg Barclays; J.P.Morgan

Total
return YTD total Yield (%)
close return (%) Index Latest Low High
Mortgage-Backed Bloomberg Barclays
2106.85 4.6 Mortgage-Backed 2.6902.6103.810
2067.61 4.4 Ginnie Mae(GNMA)2.6202.5403.780
1238.78 4.6 Fannie mae(FNMA)2.7102.6503.820
1906.01 4.7 Freddie Mac(FHLMC)2.7102.6403.840
n.a. n.a. Muni Master n.a.n.a.n.a.
n.a. n.a. 7-12 year n.a.n.a.n.a.
n.a. n.a. 12-22 year n.a.n.a.n.a.
n.a. n.a. 22-plus year n.a.n.a.n.a.
Global Government J.P. Morgan†
579.89 5.5 Global Government 1.0401.0101.880
805.00 4.0 Canada 1.6301.5402.540
n.a. n.a. EMU§ n.a.n.a.n.a.
770.97 7.2 France 0.1400.1400.980
544.72 4.9 Germany -0.260-0.2600.580
300.61 3.0 Japan 0.1100.0700.520
606.17 5.7 Netherlands -0.160-0.1600.670
1001.09 6.9 U.K. 1.1401.1101.900
861.38 11.8 Emerging Markets **5.6735.6507.372

COMMODITIES WSJ.com/commodities


BANKRATE.COM® MMA, Savings and CDs


Average Yields of Major Banks Tuesday, July 30, 2019
Type MMA 1-MO 2-MO 3-MO 6-MO 1-YR 2-YR 2.5YR 5YR
National average
Savings 0.28 0.13 0.10 0.31 0.53 0.79 0.84 0.71 1.20
Jumbos 0.58 0.14 0.10 0.33 0.57 0.90 0.89 0.74 1.24
Weekly change
Savings 0.00 -0.02 0.00 0.00 0.00 0.00 -0.02 -0.01 -0.03
Jumbos 0.01 -0.01 0.00 -0.01 0.01 0.00 -0.02 -0.01 -0.03

Consumer Savings Rates
Explanation of ratings: Safe Sound SM, (855) 733-0700, evaluates the financial condition of fed-
erally insured institutions and assigns a rank of 1,2,3,4or5 based on data from the fourth quarter
of 2017 from federal regulators. 5: most desirable performance; NR: institution is too new to rate,
not an indication of financial strength or weakness. Information is believed to be reliable, but not
guaranteed.
High yield savings
Bank/ rank Yield Bank/ rank Yield
Phone number Minimum (%) Phone number Minimum (%)
Money market and savings account Six-month CD
HSBC Bank USA, N.A. / 3 $1 2.30 TIAA Bank / 3 $5,000 2.45
(800) 975-HSBC (855) 228-6755
Presidential Bank, FSB / 3 $100,000 2.25 ableBanking, a division of Northeast Bank / 5 $1,000 2.35
(800) 383-6266 (888) 426-2253
Ally Bank / 5 $0 2.20 First Internet Bank of Indiana / 4 $1,000 2.26
(877) 247-2559 (888) 873-3424
One-month CD One-year CD
Presidential Bank, FSB / 3 $1,000 1.00 ableBanking, a division of Northeast Bank / 5 $1,000 2.60
(800) 383-6266 (888) 426-2253
EH National Bank / 4 $100,000 0.85 Colorado Federal Savings Bank / 4 $5,000 2.60
(888) 392-5265 (877) 484-2372
Colorado Federal Savings Bank / 4 $5,000 0.65 First Internet Bank of Indiana / 4 $1,000 2.56
(877) 484-2372 (888) 873-3424
Two-month CD Two-year CD
Presidential Bank, FSB / 3 $1,000 1.00 First Internet Bank of Indiana / 4 $1,000 2.63
(800) 383-6266 (888) 873-3424
Colorado Federal Savings Bank / 4 $5,000 0.70 Goldwater Bank / 3 $5,000 2.60
(877) 484-2372 (480) 281-8200
Applied Bank / 5 $1,000 0.05 ableBanking, a division of Northeast Bank / 5 $1,000 2.60
(800) 616-4605 (888) 426-2253
Three-month CD Five-year CD

TIAA Bank / (^3) $5,000 2.15 Goldman Sachs Bank USA / (^5) $500 2.80
(855) 228-6755 (855) 730-7283
First Internet Bank of Indiana / (^4) $1,000 2.12 First Internet Bank of Indiana / (^4) $1,000 2.73
(888) 873-3424 (888) 873-3424
Goldwater Bank / 3 $5,000 1.70 Goldwater Bank / 3 $5,000 2.65
(480) 281-8200 (480) 281-8200
High yield jumbos - Minimum is $100,000
Money market and savings account Six-month CD
First Internet Bank of Indiana / 4
2.02 TIAA Bank / 3 2.45
(888) 873-3424 (855) 228-6755
ableBanking, a division of Northeast Bank / 5 1.85 ableBanking, a division of Northeast Bank / 5 2.35
(877) 505-1933 (888) 426-2253
Luana Savings Bank / 5 1.31 First Internet Bank of Indiana / 4 2.26
(800) 666-2012 (888) 873-3424
One-month CD One-year CD
EH National Bank / (^4) 0.85 ableBanking, a division of Northeast Bank / (^5) 2.60
(888) 392-5265 (888) 426-2253
Colorado Federal Savings Bank / (^4) 0.65 Colorado Federal Savings Bank / (^4) 2.60
(877) 484-2372 (877) 484-2372
USAA /NR 0.15 First Internet Bank of Indiana / 4 2.56
(800) 583-8295 (888) 873-3424
Two-month CD Two-year CD
Colorado Federal Savings Bank / (^4) 0.70 First Internet Bank of Indiana / (^4) 2.63
(877) 484-2372 (888) 873-3424
Applied Bank / (^5) 0.05 ableBanking, a division of Northeast Bank / (^5) 2.60
(800) 616-4605 (888) 426-2253
Citizens Trust Bank / 4 0.01 Colorado Federal Savings Bank / 4 2.55
(404) 659-5959 (877) 484-2372
Three-month CD Five-year CD
TIAA Bank / 3 2.15 First Internet Bank of Indiana / 4 2.73
(855) 228-6755 (888) 873-3424
First Internet Bank of Indiana / 4 2.12 EH National Bank / 4 2.66
(888) 873-3424 (888) 392-5265
Luana Savings Bank / 5 1.81 USAA /NR 2.66
(800) 666-2012 (800) 583-8295
Notes: Accounts are federally insured up to $250,000 per person effective Oct. 3, 2008. Yields
are based on method of compounding and rate stated for the lowest required opening deposit to
earn interest. CD figures are for fixed rates only. MMA: Allows six (6) third-party transfers per
month, three (3) of which may be checks. Rates are subject to change.
Source: Bankrate.com, a publication of Bankrate, Inc., North Palm Beach, FL 33408
Internet: http://www.bankrate.com
AlerianMLPETF AMLP 9.87 0.20 13.1
CnsmrDiscSelSector XLY 122.12 –0.68 23.3
CnsStapleSelSector XLP 60.66 0.30 19.5
EnSelectSectorSPDR XLE 62.90 1.13 9.7
FinSelSectorSPDR XLF 28.39 –0.28 19.2
FT DJ Internet FDN 148.52 –0.54 27.3
HealthCareSelSect XLV 92.05 –0.43 6.4
IndSelSectorSPDR XLI 78.70 0.43 22.2
InvscQQQI QQQ 193.78 –0.43 25.6
InvscS&P500EW RSP 109.80 0.09 20.1
InvscS&P500LowVol SPLV 55.90 –0.30 19.8
iShCoreMSCIEAFE IEFA 60.70 –1.16 10.4
iShCoreMSCIEmgMk IEMG 50.74 –0.72 7.6
iShCoreMSCITotInt IXUS 57.97 –1.06 10.4
iShCoreS&P500 IVV 302.48 –0.24 20.2
iShCoreS&P MC IJH 198.52 0.67 19.5
iShCoreS&P SC IJR 79.59 1.08 14.8
iShS&PTotlUSStkMkt ITOT 68.37 –0.13 20.5
iShCoreUSAggBd AGG 111.25 –0.01 4.5
iShSelectDividend DVY 101.07 –0.07 13.2
iShEdgeMSCIMinEAFE EFAV 71.97 –0.87 8.0
iShEdgeMSCIMinUSA USMV 63.38 –0.46 21.0
iShEdgeMSCIUSAMom MTUM 122.60 –0.20 22.3
iShEdgeMSCIUSAQual QUAL 93.70 –0.39 22.1
iShFloatingRateBd FLOT 50.94 0.02 1.2
iShGoldTr IAU 13.69 0.37 11.4
iShiBoxx$InvGrCpBd LQD 124.22 –0.03 10.1
iShiBoxx$HYCpBd HYG 87.08 0.05 7.4
iShJPMUSDEmgBd EMB 113.92 –0.17 9.6
iShMBSETF MBB 107.66 –0.01 2.9
iShMSCI ACWI ACWI 74.45 –0.48 16.0
iShMSCIBrazil EWZ 45.17 –0.70 18.2
iShMSCI EAFE EFA 64.88 –1.16 10.4
iShMSCI EAFE SC SCZ 56.83 –1.10 9.7
iShMSCIEmgMarkets EEM 42.29 –0.77 8.3
iShMSCIJapan EWJ 54.39 –0.64 7.3
iShNatlMuniBd MUB 113.69 0.14 4.3
iShPfd&Incm PFF 37.35 –0.16 9.1
iShRussell1000Gwth IWF 163.15 –0.32 24.6
iShRussell1000 IWB 167.31 –0.18 20.6
iShRussell1000Val IWD 129.84 –0.05 16.9
iShRussell2000Gwth IWO 205.08 0.89 22.1
iShRussell2000 IWM 157.84 1.08 17.9
iShRussell2000Val IWN 121.97 1.19 13.4
iShRussell3000 IWV 176.92 –0.14 20.4
iShRussellMid-Cap IWR 57.27 0.10 23.2
iShRussellMCValue IWS 90.64 0.30 18.7
iShS&P500Growth IVW 183.90 –0.38 22.1
iShS&P500Value IVE 119.62 –0.07 18.3
iShShortCpBd IGSB 53.40 0.01 3.4
iShShortTreaBd SHV 110.62 0.01 0.3
iShTIPSBondETF TIP 115.06 0.15 5.1
iSh1-3YTreasuryBd SHY 84.58 0.01 1.1
iSh7-10YTreasuryBd IEF 109.59 0.05 5.2
iSh20+YTreasuryBd TLT 131.83 0.24 8.5
iShRussellMCGrowth IWP 147.37 –0.17 29.6
iShUSTreasuryBdETF GOVT 25.71 ... 4.3
PIMCOEnhShMaturity MINT 101.76 0.01 0.8
SPDR BlmBarcHYBd JNK 108.78 0.02 7.9
SPDRBloomBar1-3MTB BIL 91.60 ... 0.2
SPDR Gold GLD 134.98 0.33 11.3
SchwabIntEquity SCHF 31.66 –1.00 11.7
SchwabUS BrdMkt SCHB 72.31 –0.15 20.7
SchwabUS Div SCHD 54.81 –0.38 16.7
SchwabUS LC SCHX 71.98 –0.24 20.6
SPDR DJIA Tr DIA 271.91 –0.08 16.6
SPDR S&PMdCpTr MDY 362.01 0.66 19.6
SPDR S&P 500 SPY 300.72 –0.25 20.3
SPDR S&P Div SDY 102.90 0.18 14.9
TechSelectSector XLK 82.01 –0.64 32.3
UtilitiesSelSector XLU 59.83 –0.76 13.1
VanEckGoldMiner GDX 27.83 0.22 32.0
VangdInfoTech VGT 221.58 –0.61 32.8
VangdSC Val VBR 132.68 0.74 16.3
VangdSC Grwth VBK 191.67 0.65 27.3
VangdDivApp VIG 119.38 –0.04 21.9
VangdFTSEDevMk VEA 41.12 –1.06 10.8
VangdFTSE EM VWO 42.19 –0.99 10.7
VangdFTSE Europe VGK 53.79 –1.57 10.6
VangdFTSEAWxUS VEU 50.40 –1.02 10.6
VangdGrowth VUG 169.14 –0.30 25.9
VangdHlthCr VHT 173.38 –0.16 8.0
VangdHiDiv VYM 88.96 –0.28 14.1
VangdIntermBd BIV 86.30 –0.10 6.2
VangdIntrCorpBd VCIT 89.90 0.11 8.5
VangdLC VV 138.25 –0.25 20.4
VangdMC VO 170.91 0.12 23.7
VangdMC Val VOE 113.55 0.22 19.2
VangdMBS VMBS 52.95 0.04 2.8
VangdRealEst VNQ 89.24 0.80 19.7
VangdS&P500 VOO 276.21 –0.24 20.2
VangdST Bond BSV 80.40 0.01 2.3
VangdSTCpBd VCSH 80.59 –0.05 3.4
VangdSC VB 160.23 0.75 21.4
VangdTotalBd BND 82.90 –0.02 4.7
VangdTotIntlBd BNDX 57.89 –0.05 6.7
VangdTotIntlStk VXUS 52.10 –1.08 10.3
VangdTotalStk VTI 153.89 –0.10 20.6
VangdTotlWrld VT 75.85 –0.58 15.9
VangdValue VTV 112.98 –0.15 15.3
Closing Chg YTD
ETF Symbol Price (%) (%)
Tuesday, July 30, 2019
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