Daily Mail - 03.03.2020

ADVERTISING SUPPLEMENT EQUITY RELEASE 3

READER OFFER

Request your free guide to unlocking the

cash in your home. This guide is a great

starting point to find out if equity release

is right for you, call 0808 239 8920 to

order yours.

FREE

DAILY MAIL

GUIDE

Mail Finance Services Limited is a group company of Associated Newspapers Limited. Mail Finance Services Limited is an Appointed Representative of Age Partnership Limited, 2200 Century Way, Thorpe Park, Leeds LS15 8ZB. Company registered in England and Wales No 5265969. VAT registration
number 162 9355 92. Age Partnership Ltd is authorised and regulated by the Financial Conduct Authority. FCA registered number 425432. Lines are open: Mon–Thurs 9am-8pm, Fri 9am–5.30pm & Sat 9am–5pm. Information correct at time of going to print.^1 Source: Age Partnership, reasons to
release data 2019.

It’s that time of year when, for many,

thoughts turn either to sprucing up their

home for spring or making the leap and

starting fresh in a new one.

For many first time buyers their hopes of

stepping onto the property ladder often

fall at the first hurdle, with the inability to

raise a deposit. Research from Just states

that 61% of first time buyers are helped

on to the property ladder by their parents

or grandparents, but how are these older

generations finding the funds?

Equity release could provide

the solution

One of the most popular reasons people

are releasing equity is to provide a gift for

a loved one, according to data from the

UK's largest equity release broker,

Age Partnership.

In 2014, more than 5% of people that

released tax-free money from their homes

did so to provide a gift for the loved ones.

In 2019, this figure had risen significantly

to over 12%, with family using these gifts

for deposits for homes and university fees,

among others^1.

Get your FREE guide to find out

if equity release is for you

In order to release equity, the youngest

homeowner must be at least 55 years old

and your home must be worth at

least £70,000.

With a lifetime mortgage, the most common

type of equity release, you could release

from £10,000 up to 55% of the property

value which is paid to you tax free.

An independent equity release advisor

will explore all of your options with you,

and will tell you everything you need to

know about equity release, including the

effect on the amount of inheritance you

can leave and if your entitlement to

means-tested benefits could be affected

now or in the future.

What’s involved?

Equity release may involve a home

reversion plan or lifetime mortgage which

is secured against your property. To

understand the features and risks, ask

for a personalised illustration.

There are no monthly repayments required

with equity release, any money released,

plus accrued interest, would be repaid

upon death or moving into long-term care.

Once you’ve paid off any existing

mortgage that you may have, the tax-free

money that you release is yours to spend

as you wish.

To request your FREE guide,

call 0808 239 8920

You could

benefit from:

NO MONTHLY

REPAYMENTS REQUIRED

STAYING IN THE HOME

YOU LOVE

SAVING THOUSANDS OF

POUNDS IN INTEREST

Can equity release help older generations

provide the gift of home ownership to their

loved ones?

RELEASING

TAX-FREE CASH

FOR MORE INFORMATION

ON EQUITY RELEASE

& to request your FREE guide

0808 239 8920

mailfinance.co.uk/

ERguide

Or visit:

Call:

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Finance to contact you via letter or email regarding products

and services relevant to your enquiry. Mail Finance will contact

you on the telephone number you are providing regarding

your enquiry. For more information, please visit

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time, email [email protected].

EQUITY RELEASE

DM030320

❑

Mr/Mrs/Miss/Other: Name:

Address:

Postcode: Telephone:

Email address Date of Birth:

Are you a homeowner?

Simply complete your details and return this coupon in an envelope to:

FREEPOST MAIL FINANCE.

ORDER YOUR FREE GUIDE TODAY #

FREE

Daily Mail

guide

Releasing tax-free cash

from your home to

help your loved ones