Page 12 — Thursday, February 29, 2024 — The Hastings Banner
Banner CLASSIFIEDS
CALL... The Hastings BANNER • 945-
For Sale
BANDSAWN PINE LUM-
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Sawing (517)852-Business Services
WANTED: STANDING
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is seeking land owners with
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woodsinc.com 517-566-8061.METAL ROOFING SALE!
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BUYING ALL HARD-
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Call for pricing. Will buy single
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Logging, (269)818-7793.Pets
GERMAN SHEPHERD PUP-
PIES. Looking for their for-
ever home and family. Call
269-331-LEGAL NOTICES
Avoid tapping into retirement savings early
If you want to make a big
purchase, such as a new car or
a piece of property, or you were
faced with a large, unexpected
expense, such as a major home
or auto repair, would you have
the funds readily available?
If not, you might look at what
may be your biggest pool of
money — your 401(k) or IRA.
But should you tap into these
accounts well before you retire?
Maybe not — and here’s
why:- Less money in retirement –
The more money you invest in
your retirement accounts, and
the longer you keep it invested,
the more you’ll probably have
when you need it most — when
you’re retired. Consequently,
taking out sizable amounts
from these accounts before
you retire could be costly, as
it would disrupt the benefits
of compounding that can
be achieved by holding
investments for the long term. - Possible bump into higher
tax bracket – The money you
take out from your traditional
IRA and 401(k) is taxable in the
year of withdrawal. So, if you
withdraw a significant amount
of money at once from your
traditional IRA or 401(k), you
could be pushed into a higher
tax bracket, at least for one
year. - Tax penalties – If you
take money out of a 401(k) or
traditional IRA before you turn
59½, you could face a 10%
tax penalty, although some
exceptions exist. Penalty-free
withdrawals can be made for
several reasons, including
for education and medical
expenses, first-time purchase
of a home (up to $10,000), after
the birth or adoption of a child
(up to $5,000) and more (see
irs.gov/taxtopics/tc557). With
a Roth IRA, which is funded
with after-tax dollars, you can
withdraw contributions — but
not earnings — at any time, for
any purpose, without incurring
penalties.
Given these issues, how
can you avoid dipping into
your retirement accounts when
you’re faced with a financial
need?
One possibility is to take out
a loan from your 401(k). Unlike
a 401(k) withdrawal, a loan is
neither taxable nor subject to
tax penalties. Also, the interest
you pay on a 401(k) loan goes
back into your account. Still, a
401(k) loan has its drawbacks.
If you leave your job, you’ll
likely have to repay the loan
in a short period of time and if
you don’t have all the money
to repay it, the loan will be
considered in default, so you’ll
owe taxes and the 10% penalty
if you’re younger than59½. But even if you don’t
leave your job and you do repay
the loan, you’ll still have taken
away money that could have
potentially kept growing within
your tax-deferred account.
As mentioned above, as your
money compounds, you’ll want
to minimize disruptions.
Building an emergency fund
is another way to gain access
to cash. Such a fund should
contain at least six months’
worth of living expenses, with
the money kept in a liquid, low-
risk account. It can take time to
build a fund of this size, so it’s
never too soon to start putting
away money for it. To avoid the
temptation of dipping into your
emergency fund, you’d ideally
keep this fund separate from
your daily spending accounts.
Explore all your options
before tapping into your IRA
or 401(k) early. Keeping
these accounts intact as long
as possible is one of the best
moves you can make to help
build your future retirement
income.This article was written by
Edward Jones for use by your
local Edward Jones Financial
Advisor.Edward Jones, Member
SIPCAndrew Cove, AAMS® CFP ®
Financial Advisor
421 W. Woodlawn Ave.
Hastings, MI 49058
(269) 945-Member SIPCFinancial FOCUS
Provided by the Barry County
offices of Edward JonesJeff Domenico, AAMS® CRPC®
Financial Advisor
450 Meadow Run Dr., Suite 100
Hastings, MI 49058
(269) 948-STATE OF MICHIGAN
PROBATE COURT
BARRY COUNTY
PUBLICATION OF NOTICE OF HEARING
FILE NO. 23-029672-NCIn the matter of the name change of Linda
Ann Briel.
TO ALL INTERESTED PERSONS including:
whose address(es) is/are unknown and
whose interest in the matter may be barred or
affected by the following:
TAKE NOTICE: A hearing will be held on
March 27, 2024 at 3:15 p.m. at 206 West
Court St., Ste. 302, Hastings, MI 49058 before
Judge William M. Doherty for the following
purpose:
Petition to change name of Linda Ann Briel
to Lynda Anne Briel.Date: 2-22-
David H. Tripp P
202 South Broadway
Hastings, MI 49058
269-948-
Linda Ann Briel
6303 Hammond Road
Freeport, MI 49325
269-838-8161 212857STATE OF MICHIGAN
PROBATE COURT
BARRY COUNTY
NOTICE TO CREDITORS
Decedent’s Estate
CASE NO. and JUDGE 24-29735-DE
Court Address: 206 W. Court, Ste. 302,
Hastings, MI 49058
Court Telephone No.: 269-945-
Estate of Robert R. Lachapelle. Date of birth:
07/11/1953.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, Robert
R. LaChapelle, died 12/11/2023.
Creditors of the decedent are notified that all
claims against the estate will be forever barred
unless presented to Martin J. LaChapelle, personal
representative, or to both the probate court at 206
W. Court, Ste. 302, Hastings, MI 49058 and the
personal representative within 4 months after the
date of publication of this notice.Date: February 22, 2024
Gary E. Tibble P
5144 Gull Rd., Kalamazoo, MI 49048
269-383-
Martin J. LaChapelle
8862 E. Main St., Galesburg, MI 49053
269-343-3073 212856JOHNSTOWN TOWNSHIP
BARRY COUNTY, MICHIGANNOTICE OF SPECIAL ASSESSMENT PUBLIC HEARING
SYLVAN COURT PRIVATE ROAD IMPROVEMENTS SPECIAL ASSESSMENT
DISTRICT NO. 1TO: THE RESIDENTS AND PROPERTY OWNERS OF JOHNSTOWN TOWNSHIP, BARRY COUNTY,
MICHIGAN AND ANY OTHER INTERESTED PERSONS:PLEASE TAKE NOTICE that, pursuant to PA 188 of 1954, as amended, the Township Board of
Johnstown Township, Barry County, Michigan, has determined, based on petitions submitted, to
undertake a private road improvement project on Sylvan Court in the Township, and to create a
special assessment district for the recovery of the costs thereof by special assessment against
the properties benefited. The Special Assessment District shall be known as the SYLVAN COURT
PRIVATE ROAD IMPROVEMENT SPECIAL ASSESSMENT DISTRICT NO. 1.PLEASE TAKE FURTHER NOTICE that the land and premises in the special assessment district
within which the foregoing improvements are proposed to be made and within which the costs
thereof are to be specially assessed are more particularly described as all parcels fronting on and/
or abutting Sylvan Court which include the following parcel numbers:SYLVAN COURT PRIVATE ROAD IMPROVEMENTS SPECIAL ASSESSMENT DISTRICT NO. 108-09-150-014-00 08-09-030-030-02 08-09-030-030-07 08-09-150-021-0 0
08-09-150-017-00 08-09-030-030-03 08-09-030-030-
08-09-030-030-01 08-09-030-030-06 08-09-150-025-0 0PLEASE TAKE FURTHER NOTICE that the Township Board has received plans showing the proposed
road improvements with associated activities, together with an estimate of the cost of the
project in the amount of $73,960 (including administrative costs), and has placed the same on file
with the Township clerk; has passed a resolution tentatively declaring its intention to make the
improvement and to create the special assessment district; and has tentatively found the petitions
for the improvement in compliance with the statutory requirements. The plans, cost estimates
and special assessment district may be examined at the Clerk’s office from the date of this Notice
to the date of the public hearing and may further be examined at such public hearing.PLEASE TAKE FURTHER NOTICE that a public hearing on the petitions, plans, district and cost
estimates will be held on March 13, 2024 at 6:00 p.m. at the Johnstown Township Hall, 13641
S. M-37 Highway, Battle Creek, Michigan. At the hearing, the Board will consider any written
objections and comments to any of the foregoing matters which are filed with the clerk at or
before the hearing and any objections or comments raised at the hearing. If written objections
are filed with the township board at or before the hearing, signed by the record owners of land
constituting more than 20% of the road frontage proposed for improvement within the proposed
special assessment district, then the township board may not proceed unless petitions in support
of the project, signed by record owners of more than 50% of the road frontage proposed for
improvement within the proposed special assessment district, are filed with the township.
Following the hearing, the township board may revise, correct, amend or change the plans, cost
estimates or special assessment district.PLEASE TAKE FURTHER NOTICE that appearance and protest at the public hearing is required
in order to appeal to the State Tax Tribunal within 30 days after the special assessment roll is
confirmed. An owner or party in interest, or his or her agent, may appear in person at the hearing
to protest the special assessment, or shall be permitted to file at or before the hearing his or
her appearance or protest by letter and his or her personal appearance shall not be required.
All interested persons are invited to be present in person or by representative and to submit
comments concerning the establishment of the special assessment district, the plans and cost
estimates. PROPERTY SHALL NOT BE ADDED TO THE PROPOSED SPECIAL ASSESSMENT DISTRICT
AND THE ORIGINAL ESTIMATE OF COST SHALL NOT BE INCREASED BY MORE THAN 10% WITHOUT
FURTHER NOTICE AND PUBLIC HEARING.PLEASE TAKE FURTHER NOTICE that if the Township Board determines to proceed with the special
assessments, the Board will cause a special assessment roll to be prepared and another hearing
will be held, after notice to record owners of property proposed to be specially assessed, to hear
public comments concerning the proposed special assessments.Johnstown Township will provide necessary reasonable auxiliary aids and services to individuals
with disabilities at the hearing upon seven (7) days’ notice to the Township Clerk.
Sheri Babcock
Johnstown Township Clerk
13641 S. M-37 Highway
Battle Creek, MI 49017
(269) 721-9709 Ext. 202 212855NOTICE OF MORTGAGE FORECLOSURE SALE
THIS FIRM IS A DEBT COLLECTOR ATTEMPTING
TO COLLECT A DEBT. ANY INFORMATION WE
OBTAIN WILL BE USED FOR THAT PURPOSE.
PLEASE CONTACT OUR OFFICE AT THE
NUMBER BELOW IF YOU ARE IN ACTIVE DUTY.
ATTN PURCHASERS: This sale may be rescinded
by the foreclosing mortgagee. In that event, your
damages, if any, shall be limited solely to the return
of the bid amount tendered at sale, plus interest.
ATTENTION HOMEOWNER: If you are a military
service member on active duty, if your period of
active duty has concluded less than 90 days ago,
or if you have been ordered to active duty, please
contact the attorney for the party foreclosing the
mortgage at the telephone number stated in this
notice. Notice of foreclosure by advertisement.
Under the power of sale contained herein in said
mortgage and the statute in such case made and
provided, notice is hereby given under section 3212
of the revised judicature act of 1961, 1961 PA 236,
MCL 600.3212, that the following mortgage will be
foreclosed by a sale of the mortgaged premises, or
some part of them, at a public auction sale to the
highest bidder for cash or a cashier’s check at the
place of holding the circuit court in Barry County,
starting promptly at 1:00 PM, on April 11, 2024 The
amount due on the mortgage may be greater on
the day of the sale. Placing the highest bid at the
sale does not automatically entitle the purchaser to
free and clear ownership of the property. A potential
purchaser is encouraged to contact the county
register of deeds office or a title insurance company,
either of which may charge a fee for this information.
MORTGAGE SALE – Default has been made in
the conditions of a mortgage made by Quention
Doxie Sr a/k/a Quention Doxie and Charesse Doxie,
husband and wife, original mortgagors, to Mortgage
Electronic Registration Systems, Inc., as nominee
for Hometown Lenders, Inc., dated September 24,
2021, and recorded October 4, 2021 in 2021-012267,
in Barry County records, Michigan, and assigned
to Planet Home Lending, LLC by an Assignment
of Mortgage recorded on March 14, 2023 in 2023-
001653, on which mortgage there is claimed to be
due at the date hereof the sum of Two Hundred
Fifty-two Thousand Four Hundred Twenty-three and
78/100 dollars ($252,423.78). Said premises are
situated in the Village of Middleville, County of Barry,
and State of Michigan, and particularly described as:
Lot 129, Rolling Oaks Estates No. 4, according to
the plat thereof as recorded in Document No. 2020-
007993, Barry County Records. Property Address:
540 Oak View Dr., Middleville, MI 49333 Parcel
No.: 08-41-135-129-00 The redemption period shall
be 6 months from the date of such sale, unless
determined abandoned in accordance with MCLA
600.3241a, in which case the redemption period
shall be 30 days from the date of such sale. If the
property is sold at foreclosure sale under Chapter 32
of the Revised Judicature Act of 1961, pursuant to
MCL 600.3278 the borrower will be held responsible
to the person who buys the property at the mortgage
foreclosure sale or to the mortgage holder for
damaging the property during the redemption period.
Dated: February 26, 2024 For more information,
please call: (440) 572-1511 Sottile and Barile PLLC
Attorneys for Servicer 7530 Lucerne Drive, Suite
210 Middleburg Heights, OH 44130 File MF- Doxie, Quenton and Charesse (FHA)
(02-29)(03-21) 212886Notice of Foreclosure by Advertisement
Notice is given under section 3212 of the revised
judicature act of 1961, 1961 PA 236, MCL 600.3212,
that the following mortgage will be foreclosed by a
sale of the mortgaged premises, or some part of
them, at a public auction sale to the highest bidder
for cash or cashier’s check at the place of holding
the circuit court in Barry County, starting promptly
at 1:00 PM, on March 21, 2024. The amount due
on the mortgage may be greater on the day of
sale. Placing the highest bid at the sale does not
automatically entitle the purchaser to free and clear
ownership of the property. A potential purchaser is
encouraged to contact the county register of deeds
office or a title insurance company, either of which
may charge a fee for this information:
Name(s) of the mortgagor(s): Shirley A. Tripp, a
single person
Original Mortgagee: Wells Fargo Bank, N.A.
Foreclosing Assignee (if any): Mortgage Assets
Management, LLC
Date of Mortgage: January 22, 2009
Date of Mortgage Recording: February 17, 2009
Amount claimed due on date of notice:
$146,644.
Description of the mortgaged premises: Situated
in Township of Johnstown, Barry County, Michigan,
and described as: Lot 73 of Arnett’s Resort of Mill
Lake, according to the recorded Plat thereof, as
recorded in Liber 2 of Plats on Page 33. Except the
West 116 feet and the North 5 feet thereof. Also,
commencing on the East line of Lot 73 of Arnett’s
Resort, according to the recorded Plat thereof,
at a point 5 feet South of the Northeast corner of
said Lot 73; thence North 84 degrees 40 minutes
East 20 feet to the center of Sunny View Drive as
Platted (and now vacated); thence Southerly along
the center of said drive and parallel the East line
of said Lot 73 to the Shore of Mill Lake thence
northwesterly along the shore of said lake to the
Southeast corner of said Lot 73; thence Northerly to
the place of beginning.
Common street address (if any): 1486 Laurabelle
Dr, Battle Creek, MI 49017-
The redemption period shall be 6 months from the
date of such sale, unless determined abandoned in
accordance with MCL 600.3241a; or, if the subject
real property is used for agricultural purposes as
defined by MCL 600.3240(16).
If the property is sold at foreclosure sale under
Chapter 32 of the Revised Judicature Act of 1961,
pursuant to MCL 600.3278 the borrower will be held
responsible to the person who buys the property at
the mortgage foreclosure sale or to the mortgage
holder for damaging the property during the
redemption period.
Attention homeowner: If you are a military service
member on active duty, if your period of active duty
has concluded less than 90 days ago, or if you have
been ordered to active duty, please contact the
attorney for the party foreclosing the mortgage at
the telephone number stated in this notice.
This notice is from a debt collector.Date of notice: February 22, 2024
Trott Law, P.C.
31440 Northwestern Hwy, Suite 145
Farmington Hills, MI 48334
(248) 642-1523155
(02-22)(03-14) 212591STATE OF MICHIGAN
56-B JUDICIAL DISTRICT
JUDICIAL CIRCUIT
COUNTY PROBATE
ORDER FOR SERVICE BY
PUBLICATION/POSTING AND
NOTICE OF ACTION
CASE NO. 23-2424-GC
Court Address: 206-W. Court, Suite 302
Hastings, MI 49058
Court Telephone No. (269) 945-
Plaintiff
The Legacy at Hastings
1550 N. Broadway
Hastings, MI 49058
Plaintiff’s Attorney
Nathan E. Tagg (P68994)
202 South Broadway
Hastings, MI 49058
269-948-
v
Defendant
Tyler Rea
1298 Meadowview Drive
Hastings, MI 49058TO: Tyler Rea
IT IS ORDERED:- You are being sued in this court by the
plaintiff to COLLECT A DEBT OWED BY YOU TO
PLAINTIFF. You must file your answer or take other
action permitted by law in this court at the court
address above on or before 04/01/2024. If you fail
to do so, a default judgment may be entered against
you for the relief demanded in the complaint filed in
this case. - A copy of this order shall be published once
each week in THE HASTINGS BANNER for three
consecutive weeks, and proof of publication shall
be filed in this court. - Mark Sheldon shall post a copy of this order
in the courthouse, and at Barry County Sheriff’s
Department, 1212 W. State Street, Hastings, MI
49058 and at Barry County Department of Health
and Human Services, 430 Barfield Drive, Hastings,
MI 49058 for three continuous weeks, and shall file
proof of posting in this court. - A copy of this order shall be sent to Tyler Rea
at the last-known address by registered mail, return
receipt requested, before the lat week of posting
and the affidavit of mailing shall be filed with this
court.
Date: 2/23/
/s/ William Doherty P
February 23, 2024
Judge 212985
MORTGAGE SALE
Pursuant to the terms and conditions of a certain
mortgage and by virtue of the power of sale contained
in said mortgage, made by Courtney R. Williams, an
unmarried woman, Mortgagors, to Mortgage Electronic
Registration Systems, Inc. (MERS) as nominee for
Amerifirst Financial Corporation, Mortgagee, dated the
10th day of May, 2012 and recorded in the office of the
Register of Deeds, for The County of Barry and State
of Michigan, on the 14th day of May, 2012 in Document
# 2012-000011 said Mortgage having been assigned
to Lakeview Loan Servicing, LLC on which mortgage
there is claimed to be due, at the date of this notice,
the sum of Thirty-Six Thousand Two Hundred Sixty-
Seven and 57/100 ($36,267.57). Notice of Foreclosure
by advertisement. Notice is given under section 3212 of
the revised judicature act of 1961, 1961 PA 236, MCL
600.3212, that the following mortgage will be foreclosed
by a sale of the mortgaged premises, or some part of
them, at a public auction sale to the highest bidder
for cash or cashier’s check at the place of holding the
Circuit Court Barry County, starting promptly at 01:
PM o’clock Local Time on the 28th day of March, 2024.
The amount due on the mortgage may be greater on
the day of the sale. Placing the highest bid at the sale
does not automatically entitle the purchaser to free and
clear ownership of the property. A potential purchaser
is encouraged to contact the county register of deeds
office or a title insurance company, either of which may
charge a fee for this information. The bid may include
interest thereon at 4.50000 per annum and all legal
costs, charges, and expenses, including the attorney
fees allowed by law, and also any sum or sums which
may be paid by the undersigned, necessary to protect
its interest in the premises. Which said premises are
described as follows: All that certain piece or parcel
of land, including any and all structures, and homes,
manufactured or otherwise, located thereon, situated
in the Village of Woodland, County of Barry, State of
Michigan, and described as follows, to wit: Commencing
142 rods North of the Southwest corner of Section 15,
T4N, R7W; thence East 9 rods; thence North 8 rods 13
1/2 feet; thence West 9 rods; thence South 8 rods 13 1/
feet to the place of beginning Commonly known as 368
N MAIN ST., WOODLAND, MI 48897 During the six (6)
months immediately following the sale, the property may
be redeemed, except that in the event that the property
is determined to be abandoned pursuant to MCLA
600.3241a, the property may be redeemed 30 days
after the foreclosure sale or when the time to provide
the notice required by the statute expires, whichever is
later. Pursuant to MCLA 600.3278, the mortgagor(s) will
be held responsible to the person who buys the property
at the foreclosure sale or to the mortgage holder for
damaging the property during the redemption period. If
the sale is set aside for any reason, the Purchaser at the
sale shall be entitled only to a return of the deposit paid.
The Purchaser shall have no further recourse against
the Mortgagee or the Mortgagee’s attorney Attention
homeowner: If you are a military service member on
active duty, if your period of active duty has concluded
less than 90 days ago, of if you have been ordered to
active duty, please contact the attorney for the party
foreclosing the mortgage at the telephone number
stated in this notice. Dated: 02/29/2024 Lakeview Loan
Servicing, LLC Mortgagee
HLADIK, ONORATO & FEDERMAN, LLP Athena Aitas
(P61824) Attorney for Servicer 3290 West Big Beaver
Road, Suite 117 Troy, MI 48084 (248)362-2600 FS
FARM WILLIAMSCOURT - 24-
1524168
(02-29)(03-21) 213005STATE OF MICHIGAN
COUNTY OF BARRY
NOTICE TO CREDITORS
Decedent’s TrustIn the Matter of Barbara J. Phelps Trust. Date of
birth: 05/17/1925.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, Barbara
J. Phelps, died 02/16/2024 leaving the above Trust
in full force and effect. Creditors of the decedent or
against the Trust are notified that all claims against
the decedent or trust will be forever barred unless
presented to Philip J. Stanton, Trustee, within 4
months after the date of publication of this notice.Date: 02/27/Rhoades McKee PC
Stephanie S. Fekkes P
150 W. Court Street, Ste. A
Hastings, MI 49058
(269) 945-
Philip J. Stanton
c/o Rhoades McKee,
150 W. Court Street, Ste. A
Hastings, MI 49058
(269) 945-
212953STATE OF MICHIGAN
PROBATE COURT
BARRY COUNTY
NOTICE TO CREDITORS
Decedent’s Estate
CASE NO. and JUDGE 24-2973-DE
Court Address: 206 W. Court, Ste. 302,
Hastings, MI 49058
Court Telephone No.: 269-945-
Estate of Joyce Louise Palazzolo. Date of birth:
5-6-1929.
TO ALL CREDITORS:
NOTICE TO CREDITORS: The decedent, Joyce
Louise Palazzolo, died 1-29-2024.
Creditors of the decedent are notified that all
claims against the estate will be forever barred
unless presented to Terry Palazzolo 7955 Whistle
Creek Court, Byron Center, MI 49315, personal
representative, or to both the probate court at 206
W. Court, Hastings, MI 49058 and the personal
representative within 4 months after the date of
publication of this notice.
Date: 02/21/
Michael J. McPhillips P
121 West Apple Street, Suite 101, Hastings, MI 49058
269-945-
Terry Palazzolo
7955 Whistle Creek Court, Byron Center, MI 49315
269-744-6628 212859Direct Care Worker
position available.12 hour shifts, paid
vacation, holiday pay.
Position also qualifies
for Direct Care funds
paid in addition to
hourly wage.Apply by calling
or texting:
Marylou Boulter
(269) 838-
Must be 18 years old,
no felonies or assaultive
convictions.
Experience is welcomed
but not required.DAY SHIFT
OPENING FOR
BOULTER ADULT
FOSTER CARE
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