Returning Residents Guide - A Complete Safety & Security Guide to Coming Home to Jamaica

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Cost Who typically pays Notes

Property tax adjustment Buyer/Seller Prorated at closing.

Strata/HOA letter & arrears Seller Needed for apartments/townhouses.

Offer → Keys (typical flow)

1. Offer & acceptance (with proof of funds or pre-approval).


2. Agreement for Sale reviewed/edited by attorneys; deposit to escrow (never to a personal
   account).


3. Due diligence window (title, survey, valuation, inspection).


4. Mortgage commitment (if financing).


5. Completion (transfer executed, balances paid, keys released).


6. After closing: change locks; update JPS/NWC; insure home; lodge mailing address changes.

Dean’s tip: Never skip the surveyor’s report—even in a gated community. Boundary headaches are
expensive.