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Section 7 – Cyber & Digital Safety
- WhatsApp frauds are common (e.g., messages saying “send me a top-up”).
- SIM card swaps (scammers pretending to be your phone provider).
- Fake Facebook/Instagram real estate listings.
Checklist for Digital Safety
- Enable two-factor authentication on all accounts.
- Use strong, unique passwords.
- Don’t overshare on social media about money, houses, or travel.
Section 8 – Personal Safety & Scams
Some scams involve intimidation.
- Be cautious when strangers know too much about you.
- Don’t discuss your finances loudly in public.
- Keep a low profile — avoid displaying wealth unnecessarily.
Section 9 – Practical Resources
- MOCA (Major Organised Crime & Anti-Corruption Agency) – Report financial crimes.
- JCF Fraud Squad – Handles banking and lottery fraud.
- Real Estate Board of Jamaica – Verify licensed agents.
- Financial Services Commission (FSC) – Check investment companies.
- Consumer Affairs Commission (CAC) – Help with unfair trade practices.
Section 10 – Voices of Returnees
- Mr. Richards, UK Returnee: “I lost $2,000 in a fake rental scheme. Now I never pay before seeing
a property.” - Marcia, Florida Returnee: “A cousin tried to sell me land that wasn’t his. The NLA saved me.”
- Owen, Toronto Returnee: “Scammers called me about a lottery. I laughed, but some friends
weren’t so lucky.”
Section 11 – Building Long-Term Safety Habits
- Create a “trusted network” — lawyer, banker, realtor, doctor, one family member.