5 Practice B
Complete the following text by inserting a/an/the (or nothing) in each gap.
(Note that in some cases, more than one answer is possible.)
112 Part 2: Elements of Writing
Microfinance is (a) _______________ name given to a system of lending money to
poor people in (b) _______________ developing countries. Pioneered by Mohammad
Yunus of (c) _______________ Grameen Bank in (d) _______________ Bangladesh,
it has been claimed that this process allows 5% of the customers to leave
(e) _______________ poverty every year, while almost all the clients pay
back (f) _______________ loans on time. It is, however, quite difficult to
research (g) _______________ effectiveness of microcredit, because of
(h) _______________ difficulty of organising a study. Simply comparing borrowers
with non-borrowers is unhelpful, since non-borrowers are likely to be less
entrepreneurial. But a recent study by (i) _______________ two researchers from
MIT, (j) _______________ American university, in (k) _______________ Indian city of
Hyderabad, which compared two similar city slums, one with microcredit available
and one without, found that (l) _______________ process had little significant
benefit, with only 20% of loans leading to (m) _______________ creation of
(n) _______________ new businesses.