There   is  no  difference  between 8   and 8.0.    The first   number  equals  8;  the second  number  equals  8   too,
but it  is  accurate    to  one decimal place.  The value   doesn’t change.
We  can use 8.0 and work    out the problem as  if  it  were    80, as  we  did above.  We  can now use a
reference   number  of  100.    Let’s   see what    happens:
Now the problem is  easy.   Subtract    diagonally.
79  −   20  =   59
Multiply    59  by  the reference   number  (100)   to  get 5,900.
Multiply    the numbers in  the circles.
20  ×   21  =   420
(To multiply    by  20  we  can multiply    by  2   and then    by  10.)    Add the result  to  the subtotal.
5,900   +   420 =   6,320
The completed   problem would   look    like    this:Now,    we  have    to  place   the decimal.    How many    digits  are there   after   the decimal in  the problem?    One,
the 0   we  provided.   So  we  count   one digit   back    in  the answer.
632.0   Answer
We  would   normally    write   the answer  as  632.
Let’s   check   this    answer  using   estimation. Eight   is  close   to  10  so  we  can round   upwards.
10  ×   79  =   790
The answer  should  be  less    than,   but close   to, 790.    It  certainly   won’t   be  around  7,900   or  79. Our
answer  of  632 fits    so  we  can assume  it  is  correct.
We  can double-check    by  casting out nines.
Eight   times   7   equals  56, which   reduces to  11, then    2.  Our answer  is  correct.
Let’s   try another.
98  ×   968 =
We  write   98  as  98.0    and treat   it  as  980 during  the calculation.    Our problem now becomes 980 ×   968.Our next    step    is:
968 −   20  =   948
Multiply    by  the reference   number:
948 ×   1,000   =   948,000
Now multiply    32  by  20. To  multiply    by  20  we  multiply    by  2   and by  10.
32  ×   2   =   64
64  ×   10  =   640