Time - USA (2021-03-01)

NOLIS ANDERSON

As the COVID-19 pandemic

continues to put Americans

in financial distress, more

and more people have lost

jobs, incurred expensive

medical bills and faced

other hardships. Filing

for personal bankruptcy

can be an effective way

to eliminate debt and re-

enter the economy, but

high legal fees and complex

paperwork can make it

difficult to seek that relief,

especially for low-income

families. That’s why, in

2018, 25-year-old Rohan

Pavuluri founded Upsolve,

a nonprofit that offers a

free online tool to help

users fill out bankruptcy

forms on their own. To

date, Upsolve has helped

U.S. users relieve more

than $300 million in debt.

“We’ve found a way to use

technology to address

a civil rights injustice at

scale,” Pavuluri says.

—Mariah Espada

ROHAN PAVULURI

25 • Demystifying bankruptcy

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