Amuch debatedissuethesedaysiswhethercitizensshouldtakeoutprivate health
insuranceornot.Thecostof providingfreemedicalcareforboththewealthyandthe
poorisfartoo greatforany government,andmostpeopleagreethatifyoucan payfor
insurance, youshould.Inthisessay,Iwillarguethatallwhocanafforditshould be
insured, butfreemedicalcaremustbemadeavailableforthosetoo poorto doso.
Themostimportantreasonforencouraging peopletotakeoutprivate
healthinsuranceisthecosttothe governmentofhealthcare.Freehealthcoverfor
peoplewhoareableto payforitisawasteofpublicmoney.Ofcourse, peoplewillonly
pay healthinsurance premiumsifthey knowthattheyare getting good valuefortheir
money.Ifthey getsick,theyshould pay verylittleor nothingatall.Inaddition,the
privatelyinsuredareentitledtospecialbenefits
suchashavingthechoiceoftheirown doctors,and beingabletoavoidlong
waitinglistsforhospitalbeds.
Ontheotherhand,thosewhoreallycannotaffordto pay privateinsurancepremiums,
whichareoften very high,arestillentitledascitizenstothebestmedicalcareavailable
- theycannotbeexpectedto paytheirownmedicalbills.However,iftheyareworking,
theyshouldstillpay a
percentageoftheirwage(say 1to 2%)asataxwhich paystowardsthecostof providing
"free"medicalservices.
Inconclusion,mostpeopleshould privatelyinsuretheirhealth, butitis unreasonableto
supposethatallcitizenscanaffordit.Therefore,asafety netintheformofabasicfree
healthcaresystemmustexistforthevery poorandthe unemployed.
( 300 words)
Sample 61
Youshouldspendabout 40 minutesonthistask.
Somepeoplebelievethatacollegeoruniversityeducationshouldbeavailable
to allstudents.
Othersbelievethathighereducationshouldbeavailableonlyto good
students.
Discusstheseviews. Whichviewdo you agreewith?Explainwhy.
Youshouldwriteatleast 250 words.
Givereasonsforyouranswerandincludeanyrelevantexamplesfromyourown
knowledgeorexperience.
modelanswer:
Peoplelearnthroughtheirentirelives.Theyconstantlyimprovetheirknowledgeand
develop.Ithinkthatacollegeor universityeducationshould beavailableto