Law of Success (21st Century Edition)

Life Insurance

THE HABIT OF SAVING

10 percent

100 percent

277

The following, however, indicates the approximate distribution that
the average person actually makes of their income:

Savings Account

Living: Clothes, Food, and Shelter

Education

Recreation

Life Insurance

NOTHING

60 percent

o percent

3S percent

S percent

100 percent

An experienced analyst has said that he could tell very accurately,

by examining anyone's personal monthly budget, what sort of a life that

person is living. Moreover, the analyst will get most of the information

from looking at the figure for the "recreation" item. This, then, is a

figure to be watched as carefully as the greenhouse keeper watches the

thermometer that controls the life and death of their plants.

Nothing in this lesson is intended as a sermon on morality, or on

any other subject. We are dealing here with cold facts which, to a large

extent, constitute the materials out of which success may be created.

Regardless, this is an appropriate place to state some facts which

have such a direct bearing on the subject of achieving success that they

cannot be omitted without weakening this entire course in general and

this lesson in particular.

I am speaking not as a reformer! Nor am I preaching morals, as

this field of useful endeavor is quite well covered by others who are able

workers. What is here stated, therefore, is intended as a necessary part

of a course of philosophy whose purpose is to mark a safe road over

which one may travel to honorable achievement.