Your Money, Your Goals - A financial empowerment toolkit for social services programs.

Client Name: ____

or

date

Tool Notes and referral information

Module 6: Setting goals—Does the client have clear goals? Is the client satisfied with his or her

financial situation?

Goal setting tool

Module 7: Saving for emergencies, the unexpected, and goals—Does the client have money set

aside for emergencies or unexpected expenses?

Savings plan

Benefits and asset limits

Finding a safe place for

savings

Module 8: Managing income and benefits—Does the client have enough income?

Income and financial

resource tracker

Strategies for increasing

sources of cash and

financial resources

Cash, paychecks, direct

deposit, payroll cards, and

EBT— understanding the

pros and cons

Increasing your income

through tax credits

Module 9: Paying bills and other expenses—Does the client pay bills on time each month?

Spending tracker

Bill calendar

Strategies for cutting

expenses