Monzer Kahfannual growth at high levels. In other words, these two banks were able to
maintain a high and stable annual growth average in assets.
Figure 1This gives some important indication about the quality of management
and method of dealing with customers. It could say something about its
ability to keep the bank’s customers and to increase them by attracting new
ones. In contrast, it may be observed that banks D and E whose assets rose
by 10 per cent and 15 per cent respectively over a three year period 1998-
2001, recorded their increases mainly during 1999 (bank D) and 2001 (bank
E). In other years, the growth was either modest or negative. For bank B
whose assets grew by 25 per cent, its boom occurred in 2000 and it was an
increase in assets caused by an increase in the paid up capital of that bank.
But in the two other years, the bank was only able to register an almost
negligible increase. On the other hand, bank A was able to maintain a stable
growth rate each year, which was higher than the average taken over all banks
each year. Its assets rose by 28 per cent in the three years (see Table 1).
Comparison of Changes in Assets and in Invested
Assets 1998-2001-10
-8
-6
-4
-2
0
2
4
6
8
10
12
14
16
18
20
22
24
26
28
30
32
34
36
G F E D C B A
Change in Assets Change in Invested Assets