but from a buyer’s unique perspective. Here are safety tips for online
classified site buyers:➟ Before buying or selling anything on a classified site,
read the site’s Terms and Conditions, understand its
abuse reporting procedures, and any safety tips the
site provides.➟ When creating an account on a classified ad site, use a
separate e-mail account (not your personal e-mail
account). Many sites provide an e-mail account for
you, but if the site you choose to use doesn’t, create a
new e-mail account for yourself for your classified
transactions. You shouldn’t share your personal e-mail
account with strangers.➟ Don’t ever include a personal phone number in your
profile or when responding to an ad.➟ Only deal with local people who you can meet face to
face. The further away a buyer or seller is, the higher
your risk of fraud.➟ Research the item carefully before purchasing and be
wary if the asking price is unrealistically low. Check
other ads for the same item on the same or another
classified or auction site.➟ Check the item carefully before releasing payment.
For example, if it’s an electronic gadget, plug it in or
turn it on to be sure it works.➟ The best way to pay for items is with cash or with a
secure payment service. (See the next section.) If the
seller asks you to pay more than the original price
and offers to give you a check for the difference, say
no — it’s a scam. Don’t pay with a personal check, as
they show your address, full name, and sometimes
your phone number, along with your bank account
and routing number.258
Part III: Protecting Your Wealth and Your Health