50 Best Jobs for Your Personality

Part IV: Descriptions of the 50 Best Jobs for Each Personality Type _______________________________

Claims Examiners, Property and Casualty Insurance ......

! Personality Code: CE

! Education/Training Required: Long-term
on-the-job training
! Annual Earnings: $53,560

! Beginning Wage: $33,010

! Earnings Growth Potential: Medium

! Growth: 8.9%

! Annual Job Openings: 22,024

! Self-Employed: 3.5%

! Part-Time: 4.0%

! e job openings listed here are shared with Insurance

Adjusters, Examiners, and Investigators.

Review settled insurance claims to determine

that payments and settlements have been made

in accordance with company practices and proce-

dures. Report overpayments, underpayments, and

other irregularities. Confer with legal counsel on

claims requiring litigation. Investigate, evaluate,

and settle claims, applying technical knowledge and

human relations skills to eff ect fair and prompt dis-

posal of cases and to contribute to a reduced loss ratio.

Pay and process claims within designated authority

level. Adjust reserves or provide reserve recommen-

dations to ensure that reserve activities are consis-

tent with corporate policies. Enter claim payments,

reserves, and new claims on computer system, input-

ting concise yet suffi cient fi le documentation. Resolve

complex severe exposure claims, using high-service-

oriented fi le handling. Maintain claim fi les such as

records of settled claims and an inventory of claims

requiring detailed analysis. Verify and analyze data

used in settling claims to ensure that claims are valid

and that settlements are made according to company

practices and procedures. Examine claims investi-

gated by insurance adjusters, further investigating

questionable claims to determine whether to autho-

rize payments. Present cases and participate in their

discussion at claim committee meetings. Contact or

interview claimants, doctors, medical specialists, or

employers to get additional information. Confer with

legal counsel on claims requiring litigation. Report

overpayments, underpayments, and other irregu-

larities. Communicate with reinsurance brokers to

obtain information necessary for processing claims.

Supervise claims adjusters to ensure that adjusters

have followed proper methods. Conduct detailed bill

reviews to implement sound litigation management

and expense control. Prepare reports to be submitted

to company’s data-processing department.

GOE—Interest Area/Cluster: 06. Finance and

Insurance. Work Group: 06.02. Finance/Insurance

Investigation and Analysis. O t he r Job s i n " is Work

Group: Appraisers and Assessors of Real Estate;

Appraisers, Real Estate; Assessors; Claims Adjust-

ers, Examiners, and Investigators; Cost Estima-

tors; Credit Analysts; Financial Analysts; Insurance

Adjusters, Examiners, and Investigators; Insurance

Appraisers, Auto Damage; Insurance Underwriters;

Loan Counselors; Loan Offi cers; Market Research

Analysts; Survey Researchers.

Skills: Judgment and Decision Making; Writing;

Persuasion; Negotiation; Reading Comprehension;

Critical # inking; Instructing; Active Listening.

Education and Training Program: Health/Medi-

cal Claims Examiner. Related Knowledge/Courses:

Customer and Personal Service; Medicine and Den-

tistry; Clerical Practices; Law and Government;

Computers and Electronics; English Language.

Work Env ironment : Indoors; sitting; using hands

on objects, tools, or controls; repetitive motions.