&Most recent Asset Liability Committee (ALCO) package.
&Most recent reports used to monitor and manage interest rate risk
(e.g., gap planning, simulation models, and duration analysis).
&Most recent liquidity reports (e.g., sources and uses).
&List of investment securities purchased and sold for [20XX] and
[20XX]. Please include amount, seller/buyer, and date of each
transaction.
&Most current balance sheet and income statement.
&Most recent strategic plan, budget, variance reports, etc.
&Current risk-based capital calculation.
&Securities acquired based upon ‘‘reliable estimates’’ authority in
12 CFR 1.3(i).
&Securities acquired using the bank’s lending authority.
&The pre-purchase analysis for all securities purchased since the
last examination.
&A summary of the primary assumptions used in the IRR measure-
ment process and the source.
&Current contingency funding plan.
&Investment portfolio summary trial, including credit ratings.
&The list of board-approved securities dealers.
&List of shareholders and ownership.
&Most recent annual and quarterly shareholders’ reports.
&Most recent Report of Condition and Income (call report).
&List of pending litigation, including a description of circum-
stances behind the litigation.
&Details regarding the bank’s blanket bond and other major insur-
ance policies (including data processing–related coverage). Provide
name of insurer, amount of coverage and deductible, and maturity.
Also, please indicate the date of last board review and whether the
bank intends to maintain the same coverage upon maturity.
&Summary of payments to the holding company and any affiliates.
&Bank work papers for the most recent call report submitted.CONSUMER COMPLIANCE
The consumer compliance examination is being conducted under
the authority of 12 USC 481. However, it also constitutes an
(continued)The Conventional Riba-Based Banking System 185