The Art of Islamic Banking and Finance: Tools and Techniques for Community-Based Banking

E1BINDEX 10/28/2009 13:23:43 Page 396

Usmani, Justice Muhammad Taqi, 207,

212, 215–217, 219, 220

Usufruct (right to use or operate property),

56, 57, 215, 260, 261

Usury, 8, 18–21

Value system, 137–142, 196, 197, 230,

373, 376–378

Wakeel (agent/client), 59, 208, 260

Waqf (trusts), 360–363

Way of life (sunnah) of the Prophet

Muhammad (pp) as source of

Shari’aa, 66

Wheat, as reference commodity, 98, 99,

106–108, 110, 112–114, 121, 122,

125, 128

Worldwide credit problems, 3

Al Yaseen, Sheikh Bazee, 75, 76

Zakah (giving), 20, 34–38, 142, 143, 321

396 INDEX