Cruising World - November - December 2016

(Wang) #1


DIVE IN TO A

LOW-INTEREST

BOAT LOAN.

Member FDIC. Equal Housing Lender. © 2016 Bank of the West. NMLS ID# 19116.

*Estimated APR (Annual Percentage Rate). Subject to consumer loan program requirements and credit approval. Certain fees, closing costs, and restrictions may ap-
ply. APR applied to the loan is the APR in effect on the date the application is received and is valid until 30 days after the loan is approved. APRs may vary with loan
term. Boat must be 1996 model year or newer; for boat model year 1996 to 2005, add .25% to above rate. Maximum loan term based on model year, loan amount,
loan type, and lender guidelines. Other rates with different loan terms are available. Example of a recreational use Boat loan: A 10 year fixed-rate $55,000 loan.
Based on an APR of 3.99%, this loan has 120 monthly payments of $556.59 each.

Photo courtesy of Sunsail and Randy Lincks.

Essex Credit, a division of Bank of the West,


has affordable boat loan options that can


help you get out on the water quickly. Our


experienced consultants make getting


your loan easy and stress-free, so you can


look forward to what’s really important


— enjoying your boat. Changing market


Loan Amount APR* as low as

$50,000+

$25,000–$49,999

NEW - USED - REFINANCE

take advantage of our low APRs.


Apply online today.


http://www.essexcredit.com/cw


(866) 377-3948


conditions can affect rates, so act now to


WE ALSO OFFER: Live-Aboard fi nancing I Loans for older boats (1919–1995) I Loans for part- and full-time charters


APR is fixed for the life of the loan. Other rates and loan terms available. Rates are
accurate as of September 15, 2016. See our website for current rates and terms, as
well as financing for Live-Aboards, older boats and loan amounts below $25,000.

3.99%

4.29%

New or Used Purchase
From a Dealer or Individual Seller

Purchase Locally or Cross-Country

Refinance
Free download pdf