ADRIAN RAFTERY
Adrian, Mr Taxman, is an
associate professor at
Deakin University and
author. Adrian says: “I
always wanted to sip
beers, eating lobster on a
crystal-clear beach in the
Caribbean. However, since
super became so tax
attractive in recent years,
I am staying in Australia.
Best country in the world
with next to no tax.
Utopia!”LAURA MENSCHIK
Laura is a financial planner
and director of WLM
Financial Services. Laura
says: “It includes continu-
ing to be mentally stimu-
lated, for example in using
my skills in volunteering
more and attending cours-
es and lectures of personal
interest during ‘traditional’
working hours, and having
the luxury of travelling
outside holiday periods
and peak times.”CLAIRE MACKAY
Claire is a financial adviser
and owner of Quantum
Financial. Claire says:
“Financial freedom –
enough money to do what
I want, when I want. Holi-
day home with rooms for
family and friends to visit...
and leave. Directorships
and volunteering because
it’s unlikely I’ll ever fully
retire. Travel and learn
another language.
Spanish, por favor?”CATHERINE SHAR-
PLES-RUSHBROOKE
Catherine is a strategic
financial planner and
director at Advice Services
Australia. Catherine says:
“In my dream retirement
I am physically, mentally
and financially fit enough
to enjoy life – spending
time with family and
friends, travelling and
learning new things.”SHANE OLIVER
Shane is head of invest-
ment strategy and chief
economist at AMP Capital.
Shane says: “It would have
lots of variety: travelling,
working with a charity,
meditating, doing yoga,
getting fitter than I have
ever been, gardening, boat-
ing, spending time with
family and friends and a bit
of writing and communi-
cating about investing.”JASON PETERSEN
Jason heads up wealth
management at advisory
firm 5 Financial. Jason
says: “With the increasing
affordability of cruising, I’d
cruise the world, playing
the best golf courses,
anddropinonmykids
fromtimetotimetogive
them respite from family
responsibilities.”OUR EXPERTS
What does your
dream retirement
look like?
The Money
team
EDITORIAL
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commentator
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CONTRIBUTING
WRITERS
Heidi Armstrong, Alan
Deans, Nicola Field,
Ross Greenwood,
Sam Henderson, Greg
Hoffman, Rod Horin,
Claire Mackay, Laura
Menschik, Roger
Montgomery, Anthony
O’Brien, Shane Oliver,
Marcus Padley, Vita
Palestrant, Jason
Petersen, Adrian Raftery,
John Rawling, Annette
Sampson, Cath Sharples-
Rushbrooke, Mark Story,
Graham WitcombCONTRIBUTING
ARTISTS
Reg Lynch, Jim
Tsi n g a n o s , J o h n
Tiedemann, Richard
Whitfield
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ISSN 1444- 6219