Personal Finance

Saylor URL: http://www.saylor.org/books Saylor.org A fixed-rate mortgage is structured as an annuity: regular periodic payments ...

Saylor URL: http://www.saylor.org/books Saylor.org The monthly payment can be calculated as mortgage factor × principal ÷ 1,000. ...

Saylor URL: http://www.saylor.org/books Saylor.org A payment cap limits the amount by which the payment can increase or decrease ...

Saylor URL: http://www.saylor.org/books Saylor.org In deciding whether or not it is worth it to pay points, you need to think ab ...

Saylor URL: http://www.saylor.org/books Saylor.org through their attorneys. Lawyers who specialize in real estate ensure that al ...

Saylor URL: http://www.saylor.org/books Saylor.org According to the Fed, why should you be cautious about adjustable-rate mortga ...

Saylor URL: http://www.saylor.org/books Saylor.org points you would buy (if any), the amount of monthly mortgage payments you wo ...

Saylor URL: http://www.saylor.org/books Saylor.org Possession date, usually the closing date A description of the property insu ...

Saylor URL: http://www.saylor.org/books Saylor.org Two financing decisions may come up during the life of a mortgage: early paym ...

Saylor URL: http://www.saylor.org/books Saylor.org Refinancing You may think about refinancing your mortgage if better mortgage ...

Saylor URL: http://www.saylor.org/books Saylor.org Just as your lender has a legal obligation to be forthcoming and clear with y ...

Saylor URL: http://www.saylor.org/books Saylor.org Buyers, sellers, lenders, and brokers must be alert to predatory lending, re ...

Saylor URL: http://www.saylor.org/books Saylor.org Chapter 10 Personal Risk Management: Insurance Introduction Life is full of r ...

Saylor URL: http://www.saylor.org/books Saylor.org Compare the kinds of auto insurance to cover bodily injury and property dama ...

Saylor URL: http://www.saylor.org/books Saylor.org typically referred to as listed property and are insured as endorsements adde ...

Saylor URL: http://www.saylor.org/books Saylor.org Note that floods and earthquakes are not covered. A homeowner in a flood- or ...

Saylor URL: http://www.saylor.org/books Saylor.org The amount of the premium is determined by the insurer’s risk—the more risk, ...

Saylor URL: http://www.saylor.org/books Saylor.org The average premium for homeowners insurance in 2006 in the United States was ...

Saylor URL: http://www.saylor.org/books Saylor.org Bodily injury liability refers to the financial losses of people in the other ...

Saylor URL: http://www.saylor.org/books Saylor.org Auto Insurance Costs As with any insurance, the cost of having an insurer ass ...