The Art of Islamic Banking and Finance: Tools and Techniques for Community-Based Banking

The agency can remove officers and directors, negotiate agreements to change banking practices, and issue cease and desist (C an ...

the world. These regulations are included in this book to underline two im- portant facts: (1) These regulationsare intended to ...

compliance management system. This review includes reports that identify any weaknesses or required modifications due to changes ...

Duties, Responsibilities, Authorities, and Accountability of the Compliance Com- mittee The consumer compliance committee will b ...

perceived by other employees, as well as on the support provided by the board and senior management. The compliance committee sh ...

developed a pioneering risk-based audit analysis computer program, which we use to identify the frequency of each audit in each ...

to such regulations. It is hoped that they will be motivated to study these regulations carefully and learn from them. If we wan ...

principle that every applicant for credit receives fair and equal treatment throughout the credit application and approval proce ...

&Sex &Alimony, child support, or separate maintenance income &Child bearing &National origin &Race &Colo ...

ethnicity, and sex to allow the government to monitor compliance with nondiscrimination laws. Fair Lending Training Bank personn ...

zoning. In this scheme, different areas in a city werered-zonedto indicate that such areas were high-risk areas and that lending ...

Disclosure As the result of amendments to the HMDA incorporated within theHousing and Community Development Actof 1992, an insti ...

&To define what qualifies asDDA/NOWaccounts (please see Regu- lation Q regarding eligibility rulesfor interest-bearing check ...

of the Judeo-Christian-Islamic system. Many countries claim they apply Shari’aa as the source of their legal systems or as the f ...

Nonpublic personal information is information about you that we collect in connection with providing a financial product or serv ...

Regulation Z: Truth in Lending Act This regulation is one of the most important consumer protection regula- tions in the United ...

world. Prior to its enactment, banks lent money at a purportedly low inter- est rate, but they would charge a number of addition ...

results in two violations. The first is violating our covenant with the higher authority, God, to reinvest in our communities an ...

methods, ways, and means to ensure protection of the consumer and correc- tion of errors if these errors occur, as well as charg ...

nature of the examination as shown in the letter; it is usually conducted by five to eight examiners over a period of two to fou ...