Returning Residents Guide - A Complete Safety & Security Guide to Coming Home to Jamaica

21

Jamaica Housing & Property Decision Matrix

Option Best For Why It Makes

Sense in Jamaica

First 3 Actions

 Rent First (6– 12

months)

Returnees &

newcomers

Time to

understand

communities,

utilities & traffic.

Choose realtor;

Confirm

lease/pets; Check

utilities.

⏳ Rent if Time Is

Tight

Urgent relocations Fast option;

avoids rushed

buying.

Hire realtor; Sign

clear lease;

Confirm fibre.

 Buy Move-In

Ready

Predictable cost

buyers

Avoids

unpredictable

renovation costs.

Inspection;

Valuation;

Confirm utilities.

 Renovation /

Value-Add

Budget stretchers

& investors

Older homes offer

value but may

need upgrades.

Define scope; QS

estimate; Check

permits.

 Build (Land

Secured)

Long-term

planners

Full control, but

requires time &

oversight.

Architect

drawings; Permits;

Hire project

manager.

Due-Diligence Checklist (Buy / Renovate / Build)

 Title Search + Surveyor’s Report: Confirms boundaries, access & ownership.

 Valuation + Full Inspection: Checks roof, plumbing, electrical & hidden costs.

 Utilities Confirmed: Ensures water, JPS & fibre availability.

 Flood & Drainage Check: Protects against flooding & blocked access.

 NWC Water Pressure Review: Identifies need for tanks/pumps.

Step Five — Health & Wellbeing

A. My care map

Type My provider Phone/Portal Notes

GP / Family doctor

Hospital (public)