What_Car_UK_-_August_2020

(Nancy Kaufman) #1

Total


£30,372


0 5000 10,000 15,000 20,000 25,000 30,000 35,000


10,000


20,000


30,000


40,000


50,000


£2370


£921


£300


£2370 £950


£4754


£ 21,4 8 8£1082 £4482


Total


£26,351


Value


£


0 year 1 year 2 years 3 years


£19,8 47
£17,0 0 8

JaguarE-Pace


JaguarF-Pace


£18,0 06


80 August 2020 whatcar.com


Boots’


suitcase-carrying


capacities


are


measured


with a 560x350x230mm Antler suitcase, with the rear seatbacks in place and up to the parcel shelf


beslowtorespondtocommands.


Atleastsat-navisstandard,asis


AppleCarPlayandAndroidAuto
phonemirroring.

Visibilityishelpedbystandard
frontandrearparkingsensors,

alongwithrear-viewcamerasin


both.That’sforthebest,because
theF-Pace’slongbonnetcan

maketightmulti-storeycar


parksafraughtexperience,while
reversingcanbetrickyinthe

E-Paceduetoitsthickrearpillars
andsmallrearwindow.TheE-Pace

getsLEDheadlightstohelpyousee


betteratnightthanyoucanwith
theF-Pace’sxenonlights.

Bothofourcontenderscome


withconventionalanalogue
instrumentdials,although

theycanbeswappedfordigital


equivalents.Theinteriorslook
goodwiththeirmetaland

leather-effecttrimmings,butyou
don’thavetolooktoofarbefore

you’llcomeacrosshard,scratchy


plastics,especiallyintheE-Pace.


SPACEANDPRACTICALITY


Frontspace,rearspace,
seatingexibility,boot

Frontspaceisn’tanissueineither
car,althoughtheF-Paceputsa

littlemoredistancebetweenyou


andyourpassenger.Talldrivers
mightwanttoavoidtheoptional

panoramicglassroofs;thesecan


leavethetopofyourheadquite
closetotheceiling.

Evenwithapanoramicroof
fitted,there’sjustenoughhead

roomforasix-footerandlegroom


tospareintherearoftheF-Pace.
TheE-Pacehasasimilaramountof

rearheadroombutsignificantly


lesslegroom,leavingthelanky
withtheirlegsclosetothebacks

oftheseatsinfront.Ifyouneed


tosqueezethreeintheback,both
aresimilarlywideandhavelarge

humpsinthefloor.
TheF-Pacehasauseful

advantagewhenitcomestoboot


space,swallowingeightcarry-
onsuitcasestotheE-Pace’ssix.

Lowlipsattheirentrancesmake


loadingheavyitemseasier,
whiletheF-Paceaddsanelectric

tailgate–a£420optiononthe


E-Pace.TheF-Pacealsohasa


handy40/20/40splittoitsrear


seatbacks,asopposedtothe
E-Pace’s60/40arrangement.

BUYINGANDOWNING


Costs,equipment,reliability,


safetyandsecurity


Ifyou’reaprivatecashbuyer,


you’llneedabout£6300extrato
puttheF-Paceonyourdriveway,

althoughyou’llbeabletoget


around£2700offbothcarsifyou
useourNewCarBuyingservice.

Bothdepreciateatasimilarrate,
althoughtheF-Pace’shigherprice

meansyou’lllosemoremoney


ifyousellafterthreeyears.The
E-Pacewillcost£151lesstoservice

overthreeyearsand,unlikethe


F-Pace,doesn’tattractthe£325
luxuryroadtaxsupplementfrom

yearstwotosixofownership.Even


factoringintheF-Pace’sbetter
fueleconomy(41.9mpgversus

39.5mpg,officially),privatebuyers
willberoughly£4000betteroff

withtheE-Paceafterthreeyears.


IfyougodownthePCPfinance
route instead, putting down a

£4000 deposit on a 48-month


term with an annual limit of
10,000 miles, the E-Pace will set

you back £405 a month, compared


with £447 for the F-Pace. That
relatively small gap is partly down

to a larger manufacturer deposit
contribution on the F-Pace.

Neither makes much sense as a


company car, because they’re in
the top (37%) benefi t-in-kind tax

bracket. Monthly payments are


therefore hefty: £443 on the E-Pace
and £527 on the F-Pace, assuming

you’re in the 40% tax bracket.
Jaguar performed poorly in

the 2019 What Car? Reliability


Survey, coming 26th out of 31
manufacturers. The F-Pace proved

slightly more reliable than the


E-Pace, although both are in the
bottom third of their classes.

Both come with automatic


emergency braking and lane-
keeping assistance. The F-Pace

is better at protecting adults in a
crash, according to Euro NCAP, but

the E-Pace was found to be better


at protecting children in the back.


WHATTHEYWILLCOSTAllpricescorrectat timeof testing


JaguarF-Pace


Listprice£44,105
TargetPrice£41,335

JaguarE-Pace


Listprice£37,795
TargetPrice£35,014

PCPFINANCECOSTS


COMPANYCARTAX


CONTRACTHIRE


Four-yearterm,£4000customerdeposit,10,000milesperyear


Monthlycost £405 £447


Manufacturer


depositcontribution £1500 £3750


Optionalnalpayment £14,981 £18,105


RepresentativeAPR 3.9% 3.9%


Excessmileagecharge 16.8ppermile 16.8ppermile


Otherfees £10nalpurchasefee £10nalpurchasefee


For40%taxpayers,untilApril2021,2022, 2023


Monthlycost £443,£443,£443 £527,£527,£527


Three-yearterm,threemonths’deposit,10,000milesperyear


Monthlycost £425 £490


JAGUARE-PACE


Fourheftylashingpoints and a netted area for your de-icer are nice touches in the boot. Unfortunately, it’s a touch


smallandthere’slittlein the way of under oor storage. Rear leg room is also stingy compared with that of F-Pace


Boot577-1234litres


Suitcases 6


920mm


930mm


705mm 1065mm


1410mm 1425mm


1035-1300mm


870-1670mm 490-700mm


RESALE VALUE BY YEAR


THREE-YEAR COST


 Depreciation  Insurance  Servicing  Road tax


 Fuel (of cial MPG)


 Jaguar E-Pace  Jaguar F-Pace


DOWNSIZE UPSIZE


DOWNSIZE OR UPSIZE?

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