Your Money, Your Goals - A financial empowerment toolkit for social services programs.

This tool is included in the Consumer Financial Protection Bureau’s toolkit. The CFPB has prepared this material as a resource f ...

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Tool 2: Credit report review checklist Once you get your credit report, you will want to review it carefully. Ordering it is not ...

Are all of the current balances correct? Are accounts where you are an authorized user or joint owner listed? Are zero balances ...

portion of your report that contains the disputed items and circle or highlight the disputed items. Include copies (not original ...

If you suspect that the error on your report is a result of identity theft, visit the Federal Trade Commission’s Fighting Back A ...

This tool may ask you to provide sensitive personal and financial information. The CFPB does not collect any information from yo ...

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Tool 3: Improving credit reports and scores Your credit report shows information about how you have used credit, such as how muc ...

if you Strategy for improving credit reports and scores Other plan to information or implement resources you need Obtaining free ...

Diversifying credit sources Getting on payment plan for medical debt—ensure provider is not reporting balance as outstanding Ask ...

For additional resources, visit the Consumer Financial Protection Bureau website: http://www.consumerfinance.gov/AskCFPB If you ...

MODULE 13: Evaluating financial service providers, products, and services Financial service providers Understanding financial pr ...

The federal government issues student loans, offers savings bonds, and provides the Direct Express® card to recipients of federa ...

Managing a bank account If you decide that you’d like to open a bank account, it is your responsibility to take care of it. This ...

See if there’s a low-fee checking account for you, such as a senior or student account, or just a basic checking account with a ...

Overdraft coverage programs An overdraft occurs when you spend or withdraw more money than is available in your checking account ...

New remittance rules The Consumer Financial Protection Bureau has issued rules to protect consumers who send money electronicall ...

 Companies must investigate if a consumer reports a problem with a transfer. For certain errors, consumers can generally get a ...

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