Your Money, Your Goals - A financial empowerment toolkit for social services programs.

Tool 2: Benefits and asset limits Asset limits and savings Even if you receive public benefits, you can generally have some savi ...

Your case manager will share with you a completed copy of this chart. Please note that rules regarding benefits change regularly ...

Benefit^14 ,^15 Do you have this? Asset limits Contact and other information SSDI Social Security Disability Insurance No asset ...

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Tool 3: Finding a safe place for savings Setting money aside can be hard. It often means you have to cut back on spending somewh ...

Safe place to keep your money Benefits Risks Other important information On a prepaid debit card (stored value card) Easy to acc ...

This tool is included in the Consumer Financial Protection Bureau’s toolkit. The CFPB has prepared this material as a resource f ...

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Tool 4: Increasing your income through tax credits Tax credits can make a big difference. They may give you a refund that can be ...

Your kids are “qualifying children” if:  They have lived with you in the U.S. with you (or your spouse if married filing jointl ...

Resources For additional resources, visit the Consumer Financial Protection Bureau website: http://www.consumerfinance.gov/AskCF ...

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MODULE 8: Managing income and benefits Income Income is the money that comes into your household. You use income to pay for the ...

You can use Tool 1: Income tracker to figure out if your income is regular, irregular, seasonal, or one-time within a year. It i ...

 Cell phone service  Debt repayment In some states, people receive their unemployment benefits and other government benefits o ...

 Personal check  Paycheck  Direct deposit (to a checking or savings account or prepaid card)  Payroll card (prepaid card arr ...

With a wage garnishment order, only a certain percentage of the employees disposable earning can be withheld. Title III of the C ...

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Tool 1: Income and financial resource tracker Income is the money that comes into your household. Benefits are financial resourc ...

(^) Income for the Month of: __ On this worksheet, enter net income you have earned in each category.  Add each column to get w ...