The Art of Islamic Banking and Finance: Tools and Techniques for Community-Based Banking

RIBA-BASED CONVENTIONAL FINANCING VERSUS RF FINANCING To contrast the approach taken in a riba-based conventional financing with ...

4.Draws up an agreement with the family that complies with the RF fi- nance legal requirements. In this agreement, the family ac ...

Please note that the resulting ‘‘implied’’ interest rate is not uniformly the same. It differs from one car to another, based on ...

Throughout my life, I can attest to the fact that when God wanted to help me achieve a goal, He would create an event that made ...

The U.S. banking system has emerged from a community-based bank- ing network to become the most sophisticated banking system in ...

take a closer look at the bank. Upon our return, we would assemble a team to evaluate our impression from the first meeting and ...

4.Its capital was approximately $2.3 million. 5.Its loan portfolio had been cleaned regularly during the bank and sav- ings and ...

capitalization test and was considered well capitalized. However, more capital would be needed to strengthen the bank earnings b ...

$17.8 million within a one-year period. The RSA/RSL gap was 1.72 at 60 days and 1.33 at 1 year. The goal was to keep it at 1 to ...

disclosures that might go back to the childhood of the applicants, their place of origin, their education, their financial detai ...

effect. What happened in 2008 and before was due to a group of ir- responsible people who violated the law, violated the trust p ...

Around the year 2000, a bank president sent to the OCC a letter claim- ing that I was interfering in the management of the bank, ...

mere coincidence in one of the community centers. Mike Abdelaaty was a banker with Bank of America at the time, where he had spe ...

The time has come to publicize and popularize the newRF banking brand as a complementary community banking and financing service ...

11.Do not allow speculation lending. 12.Do not do business with intoxicant sellers, bars, check cashing, pawn shops, gambling ca ...

&Training bank staff on credit, business development, communica- tions, appearance, and customerservice at the newly innovat ...

&Emergency Preparedness Plan and Procedure &Disaster Recovery Plan &Policy and Procedure for Privacy (Gramm-Leach-Bl ...

&Diversify products and services without having too many products that would confuse customers, using the ‘‘Keep It Simple S ...

and mailed. This is done always in the presence of another officer. The management needed to know how the bank was connected to ...

financial officer (CFO) and asked a lot of questions. This step was the most important, because we discovered many violations an ...